Plumas Bancorp
PLBCFinancial ServicesNASDAQBanks - Regional · Last scanned Jun 3, 2026
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Daily timeframePlumas Bancorp operates as the bank holding company for the Plumas Bank that provides various banking products and services for small and middle market businesses and individuals. With a market capitalization of $372.8M, it sits in small-cap territory. The company accepts various deposits, such as checking, money market checking, business sweep, public funds sweep, savings, and retirement accounts, as well as time and remote deposits.
Market Cap
$372.8M
Beta
0.61
P/E (TTM)
11.33
P/E (Fwd)
9.28
EPS (TTM)
$4.72
EPS (Fwd)
$5.77
ROE
14.2%
ROA
1.7%
Cash
$36.9M
Total Debt
$144.2M
Free CF
—
52W Change
26.2%
Annual Financials
Cash vs Debt
Plumas Bancorp carries $144.2M in total debt against $36.9M in cash reserves — debt is roughly 3.9x the cash position. Managing this leverage effectively will be important for long-term financial stability. Return on equity stands at 14.2%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.7% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $69.3M (2022) to $92.4M (2025), reflecting a 33% increase over the period.
With a beta below 0.7, Plumas Bancorp typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. No single metric tells the full story. Reviewing PLBC's risk profile alongside its fundamentals and technical indicators provides a more complete picture.