Palomar Holdings, Inc.
PLMRFinancial ServicesNASDAQInsurance - Property & Casualty · Last scanned Sep 5, 2026
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Daily timeframePalomar Holdings, Inc., a specialty insurance company, provides property and casualty insurance to individuals and businesses in the United States. Valued at $3.62B, PLMR is a mid-cap name in its sector. The company offers personal and commercial specialty insurance products, including residential and commercial earthquake; fronting; and inland marine and other property products, such as inland marine, Hawaii hurricane, excess national property, residential flood, and other property products, as well as assumed reinsurance and crop insurance products.
Market Cap
$3.62B
Beta
0.38
P/E (TTM)
18.36
P/E (Fwd)
12.02
EPS (TTM)
$7.44
EPS (Fwd)
$11.37
ROE
22.2%
ROA
5.0%
Cash
$62.7M
Total Debt
$295.8M
Free CF
$569.9M
52W Change
10.0%
Annual Financials
Cash vs Debt
Where PLMR stands vs its 150-day and 200-day moving averages
As of the August 31, 2026 close, PLMR finished 6.43% above its 150-day moving average ($123.68) and 5.62% above its 200-day moving average ($124.63). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is PLMR overbought or oversold?
At the August 31, 2026 close, PLMR's RSI(14) was 51.0, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, PLMR has $62.7M in cash with $295.8M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. The company generates $569.9M in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. Return on equity stands at 22.2%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 5.0% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $247.8M (2021) to $876.0M (2025), reflecting a 254% increase over the period.
The relatively low beta of 0.38 suggests PLMR is a less volatile holding compared to the broader index. No single metric tells the full story. Reviewing PLMR's risk profile alongside its fundamentals and technical indicators provides a more complete picture.