Palomar Holdings, Inc.
PLMRFinancial ServicesNASDAQInsurance - Property & Casualty · Last scanned Oct 26, 2026
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Daily timeframeHeadquartered within the financial services sector, Palomar Holdings, Inc. focuses on Insurance - Property & Casualty services and products. Palomar Holdings, Inc., a specialty insurance company, provides property and casualty insurance to individuals and businesses in the United States. The $3.73B market capitalization puts PLMR squarely in mid-cap range for its industry. The company offers personal and commercial specialty insurance products, including residential and commercial earthquake; fronting; and inland marine and other property products, such as inland marine, Hawaii hurricane, excess national property, residential flood, and other property products, as well as assumed reinsurance and crop insurance products.
Market Cap
$3.73B
Beta
0.35
P/E (TTM)
19.08
P/E (Fwd)
12.55
EPS (TTM)
$7.43
EPS (Fwd)
$11.30
ROE
22.2%
ROA
5.0%
Cash
$62.7M
Total Debt
$295.8M
Free CF
$569.9M
52W Change
24.5%
Annual Financials
Cash vs Debt
Where PLMR stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, PLMR finished 9.78% above its 150-day moving average ($125.55) and 9.77% above its 200-day moving average ($125.56). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is PLMR overbought or oversold?
At the October 20, 2026 close, PLMR's RSI(14) was 83.1, in overbought territory (above 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $62.7M in cash, though total debt stands at $295.8M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Annual free cash flow of $569.9M supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. ROE of 22.2% points to strong capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 5.0% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $247.8M (2021) to $876.0M (2025), reflecting a 254% increase over the period.
With a beta below 0.7, Palomar Holdings, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. No single metric tells the full story. Reviewing PLMR's risk profile alongside its fundamentals and technical indicators provides a more complete picture.