Presurance Holdings, Inc.
PRHIFinancial ServicesNASDAQInsurance - Property & Casualty
Scan Results
Daily timeframePresurance Holdings, Inc., an insurance holding company, provides specialty property, and casualty insurance in the United States. The $26.1M market capitalization puts PRHI squarely in micro-cap range for its industry. The company provides specialty insurance coverage for individuals, businesses, and communities.
Market Cap
$26.1M
Beta
0.88
P/E (TTM)
—
P/E (Fwd)
—
EPS (TTM)
$-10.31
EPS (Fwd)
—
ROE
-56.7%
ROA
-3.3%
Cash
$41.2M
Total Debt
$20.3M
Free CF
-$32.8M
52W Change
-32.7%
Annual Financials
Cash vs Debt
Where PRHI stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, PRHI finished 33.51% above its 150-day moving average ($5.67) and 37.89% above its 200-day moving average ($5.49). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is PRHI overbought or oversold?
At the October 20, 2026 close, PRHI's RSI(14) was 63.0, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $41.2M in cash comfortably exceeding the $20.3M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. Free cash flow is running at -$32.8M, which bears watching. Negative free cash flow can be acceptable during heavy investment periods but needs to improve over time. ROE of -56.7% points to negative capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. Revenue has pulled back from $101.5M (2022) to $36.9M (2025), a 64% decline worth watching.
The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. Negative free cash flow means the company is currently spending more than it generates, which may require future fundraising or debt if the trend continues. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Presurance Holdings, Inc. and its sector.