Provident Financial Holdings, Inc.
PROVFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframePart of the financial services sector, Provident Financial Holdings, Inc. (PROV) is listed under Banks - Regional. The company carries a $107.0M market cap, placing it firmly in the micro-cap category. operates as the bank holding company for Provident Savings Bank, F.S.B.
Market Cap
$107.0M
Beta
0.32
P/E (TTM)
18.40
P/E (Fwd)
16.45
EPS (TTM)
$0.93
EPS (Fwd)
$1.04
ROE
4.8%
ROA
0.5%
Cash
$57.1M
Total Debt
$186.6M
Free CF
—
52W Change
9.1%
Annual Financials
Cash vs Debt
Where PROV stands vs its 150-day and 200-day moving averages
As of the July 15, 2026 close, PROV finished 4.88% above its 150-day moving average ($16.38) and 6.84% above its 200-day moving average ($16.08). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is PROV overbought or oversold?
At the July 15, 2026 close, PROV's RSI(14) was 55.9, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, PROV has $57.1M in cash with $186.6M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. ROE of 4.8% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.5% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $36.3M (2022) to $39.0M (2025).
PROV's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. No single metric tells the full story. Reviewing PROV's risk profile alongside its fundamentals and technical indicators provides a more complete picture.