Provident Financial Holdings, Inc.
PROVFinancial ServicesNASDAQBanks - Regional · Last scanned Sep 9, 2026
Scan Results
Daily timeframeProvident Financial Holdings, Inc. operates in the Banks - Regional space. Provident Financial Holdings, Inc. At a $116.3M market cap, Provident Financial Holdings, Inc. ranks as a micro-cap company within financial services. operates as the bank holding company for Provident Savings Bank, F.S.B.
Market Cap
$116.3M
Beta
0.32
P/E (TTM)
18.11
P/E (Fwd)
14.69
EPS (TTM)
$1.03
EPS (Fwd)
$1.27
ROE
5.2%
ROA
0.5%
Cash
$49.2M
Total Debt
$159.1M
Free CF
—
52W Change
21.0%
Annual Financials
Cash vs Debt
Where PROV stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, PROV finished 9.30% above its 150-day moving average ($16.77) and 11.63% above its 200-day moving average ($16.42). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is PROV overbought or oversold?
At the September 3, 2026 close, PROV's RSI(14) was 72.2, in overbought territory (above 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Provident Financial Holdings, Inc. carries $159.1M in total debt against $49.2M in cash reserves — debt is roughly 3.2x the cash position. Managing this leverage effectively will be important for long-term financial stability. ROE of 5.2% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.5% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $41.1M (2023) to $40.1M (2026).
The relatively low beta of 0.32 suggests PROV is a less volatile holding compared to the broader index. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Provident Financial Holdings, Inc.'s trajectory.