PayPal Holdings, Inc.
PYPLFinancial ServicesNASDAQCredit Services
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Daily timeframePart of the financial services sector, PayPal Holdings, Inc. (PYPL) is listed under Credit Services. The company carries a $45.49B market cap, placing it firmly in the large-cap category. The company operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, consumer credit and debit products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards.
Market Cap
$45.49B
Beta
1.29
P/E (TTM)
10.05
P/E (Fwd)
9.19
EPS (TTM)
$5.29
EPS (Fwd)
$5.79
ROE
24.5%
ROA
4.6%
Cash
$11.26B
Total Debt
$14.22B
Free CF
$4.42B
52W Change
-18.8%
Annual Financials
Cash vs Debt
Where PYPL stands vs its 150-day and 200-day moving averages
As of the September 2, 2026 close, PYPL finished 8.76% above its 150-day moving average ($48.18) and 2.83% above its 200-day moving average ($50.96). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is PYPL overbought or oversold?
At the September 2, 2026 close, PYPL's RSI(14) was 29.9, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $11.26B in cash, though total debt stands at $14.22B. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Free cash flow comes in at $4.42B, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. ROE of 24.5% points to strong capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 4.6% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $27.52B (2022) to $33.17B (2025), reflecting a 21% increase over the period.
As with any equity investment, PYPL carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. No single metric tells the full story. Reviewing PYPL's risk profile alongside its fundamentals and technical indicators provides a more complete picture.