Qfin Holdings, Inc.
QFINFinancial ServicesNASDAQCredit Services · Last scanned Oct 24, 2026
Scan Results
Daily timeframePart of the financial services sector, Qfin Holdings, Inc. (QFIN) is listed under Credit Services. At a $639.5M market cap, Qfin Holdings, Inc. ranks as a small-cap company within financial services. The company provides credit-driven services that match borrowers with financial institutions to conduct borrower acquisition, credit assessment, fund matching, and post-facilitation services; and platform services, including loan and post-facilitation services to financial institution partners under capital light model, intelligence credit engine, referral services, and other technology solutions.
Market Cap
$639.5M
Beta
0.56
P/E (TTM)
1.26
P/E (Fwd)
1.82
EPS (TTM)
$4.19
EPS (Fwd)
$2.88
ROE
15.3%
ROA
6.6%
Cash
$6.81B
Total Debt
$3.56B
Free CF
$15.40B
52W Change
-80.5%
Annual Financials
Cash vs Debt
Where QFIN stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, QFIN finished 51.10% below its 150-day moving average ($11.41) and 53.88% below its 200-day moving average ($12.10). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is QFIN overbought or oversold?
At the October 20, 2026 close, QFIN's RSI(14) was 17.9, in oversold territory (below 30). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Qfin Holdings, Inc. holds $6.81B in cash against $3.56B in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. Annual free cash flow of $15.40B supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. Return on equity stands at 15.3%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. An ROA of 6.6% suggests reasonable efficiency in deploying the company's asset base. Revenue has been uneven over recent years, ranging from $14.28B to $16.08B.
QFIN's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Qfin Holdings, Inc.'s trajectory.