Qfin Holdings, Inc.
QFINFinancial ServicesNASDAQCredit Services · Last scanned Sep 8, 2026
Scan Results
Daily timeframePart of the financial services sector, Qfin Holdings, Inc. (QFIN) is listed under Credit Services. The $1.10B market capitalization puts QFIN squarely in small-cap range for its industry. The company provides credit-driven services that match borrowers with financial institutions to conduct borrower acquisition, credit assessment, fund matching, and post-facilitation services; and platform services, including loan and post-facilitation services to financial institution partners under capital light model, intelligence credit engine, referral services, and other technology solutions.
Market Cap
$1.10B
Beta
0.57
P/E (TTM)
2.08
P/E (Fwd)
2.72
EPS (TTM)
$4.36
EPS (Fwd)
$3.33
ROE
15.3%
ROA
6.6%
Cash
$6.81B
Total Debt
$3.56B
Free CF
$15.40B
52W Change
-68.1%
Annual Financials
Cash vs Debt
Where QFIN stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, QFIN finished 36.43% below its 150-day moving average ($13.45) and 41.08% below its 200-day moving average ($14.51). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is QFIN overbought or oversold?
At the September 3, 2026 close, QFIN's RSI(14) was 16.3, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Qfin Holdings, Inc. holds $6.81B in cash against $3.56B in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. Free cash flow comes in at $15.40B, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. Return on equity stands at 15.3%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. An ROA of 6.6% suggests reasonable efficiency in deploying the company's asset base. Revenue has been uneven over recent years, ranging from $14.28B to $16.08B.
QFIN's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. No single metric tells the full story. Reviewing QFIN's risk profile alongside its fundamentals and technical indicators provides a more complete picture.