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RK

Rocket Companies, Inc.

RKTFinancial ServicesNASDAQ

Mortgage Finance · Last scanned May 30, 2026

PriceMA150MA200
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Financials · Annual
Revenue
$6.26B
+26.9% YoY
Net Income
-$68.0M
-334.5% YoY
Free Cash Flow
-$4.30B

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About Rocket Companies, Inc.

Rocket Companies, Inc., a fintech company, engages in the mortgage, real estate, and personal finance businesses in the United States and Canada. The $41.06B market capitalization puts RKT squarely in large-cap range for its industry. It operates in two segments, Direct to Consumer and Partner Network.

Key stats
Market Cap$41.06B
Fwd P/E13.34
EPS$-0.03
Beta2.25
52W Change+15.9%
ROE1.7%
Analysis

On the balance sheet, RKT has $2.69B in cash with $31.68B in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Free cash flow is running at -$4.30B, which bears watching. Negative free cash flow can be acceptable during heavy investment periods but needs to improve over time. ROE of 1.7% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 2.2% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $5.68B to $6.26B.

With a beta above 1.5, RKT tends to amplify broader market moves — both up and down. This higher volatility means larger price swings are common. Rocket Companies, Inc. carries a heavier debt load relative to its cash position, which introduces financial risk that investors should weigh. The company is burning cash at the operating level, which is not unusual for growth-phase companies but adds risk if it persists. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Rocket Companies, Inc. and its sector.

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