Ryan Specialty Holdings, Inc.
RYANFinancial ServicesNASDAQInsurance - Specialty · Last scanned Jul 17, 2026
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Daily timeframeRyan Specialty Holdings, Inc. operates as a service provider of specialty products and solutions for insurance brokers, agents, and carriers in the United States, Canada, the United Kingdom, rest of Europe, India, Singapore, and. With a market capitalization of $11.18B, it sits in large-cap territory. The company offers distribution, underwriting, product development, administration, and risk management services by acting as a wholesale broker and a managing underwriter or a program administrator with delegated authority from insurance carriers.
Market Cap
$11.18B
Beta
0.60
P/E (TTM)
49.23
P/E (Fwd)
18.00
EPS (TTM)
$0.86
EPS (Fwd)
$2.35
ROE
22.8%
ROA
3.6%
Cash
$154.7M
Total Debt
$3.74B
Free CF
$595.0M
52W Change
-37.0%
Annual Financials
Cash vs Debt
On the balance sheet, RYAN has $154.7M in cash with $3.74B in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Free cash flow comes in at $595.0M, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. Return on equity stands at 22.8%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 3.6% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $1.73B (2022) to $3.05B (2025), reflecting a 77% increase over the period.
RYAN's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. The debt-to-cash ratio suggests meaningful leverage on the balance sheet, a factor worth monitoring if credit conditions tighten. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing RYAN.