Safety Insurance Group, Inc.
SAFTFinancial ServicesNASDAQInsurance - Property & Casualty
Scan Results
Daily timeframeSafety Insurance Group, Inc. provides private passenger and commercial automobile, and homeowner insurance in Massachusetts, the United States. At a $1.53B market cap, Safety Insurance Group, Inc. ranks as a small-cap company within financial services. The company offers private passenger automobile policies that provide coverage for bodily injury and property damage to others, no-fault personal injury coverage for the insured/insured's car occupants, and physical damage coverage for an insured's own vehicle for collision or other perils.
Market Cap
$1.53B
Beta
0.17
P/E (TTM)
22.35
P/E (Fwd)
16.67
EPS (TTM)
$4.66
EPS (Fwd)
$6.25
ROE
7.8%
ROA
2.3%
Cash
$67.9M
Total Debt
$59.8M
Free CF
$160.5M
52W Change
50.4%
Annual Financials
Cash vs Debt
Where SAFT stands vs its 150-day and 200-day moving averages
As of the October 19, 2026 close, SAFT finished 23.08% above its 150-day moving average ($84.52) and 26.87% above its 200-day moving average ($82.00). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is SAFT overbought or oversold?
At the October 19, 2026 close, SAFT's RSI(14) was 73.5, in overbought territory (above 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
With $67.9M in cash and $59.8M in debt, SAFT maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. Annual free cash flow of $160.5M supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. Return on equity stands at 7.8%, which is modest for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 2.3% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $864.7M (2021) to $1.25B (2025), reflecting a 45% increase over the period.
The relatively low beta of 0.17 suggests SAFT is a less volatile holding compared to the broader index. No single metric tells the full story. Reviewing SAFT's risk profile alongside its fundamentals and technical indicators provides a more complete picture.