Safety Insurance Group, Inc.
SAFTFinancial ServicesNASDAQInsurance - Property & Casualty · Last scanned Sep 8, 2026
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Daily timeframeSafety Insurance Group, Inc. provides private passenger and commercial automobile, and homeowner insurance in Massachusetts, the United States. The $1.51B market capitalization puts SAFT squarely in small-cap range for its industry. The company offers private passenger automobile policies that provide coverage for bodily injury and property damage to others, no-fault personal injury coverage for the insured/insured's car occupants, and physical damage coverage for an insured's own vehicle for collision or other perils.
Market Cap
$1.51B
Beta
0.17
P/E (TTM)
22.18
P/E (Fwd)
16.50
EPS (TTM)
$4.65
EPS (Fwd)
$6.25
ROE
7.8%
ROA
2.3%
Cash
$67.9M
Total Debt
$59.8M
Free CF
$160.5M
52W Change
41.0%
Annual Financials
Cash vs Debt
Where SAFT stands vs its 150-day and 200-day moving averages
As of the August 18, 2026 close, SAFT finished 34.68% above its 150-day moving average ($76.74) and 36.11% above its 200-day moving average ($75.93). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is SAFT overbought or oversold?
At the August 18, 2026 close, SAFT's RSI(14) was 61.7, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Safety Insurance Group, Inc. holds $67.9M in cash against $59.8M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. Free cash flow comes in at $160.5M, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. Return on equity stands at 7.8%, which is modest for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 2.3% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $864.7M (2021) to $1.25B (2025), reflecting a 45% increase over the period.
With a beta below 0.7, Safety Insurance Group, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Safety Insurance Group, Inc.'s trajectory.