Seacoast Banking Corporation of Florida
SBCFFinancial ServicesNASDAQBanks - Regional · Last scanned May 29, 2026
Scan Results
Daily timeframe1 of 4 indicators bullish as of May 28
Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides integrated financial services to retail and commercial customers in Florida. Valued at $2.94B, SBCF is a mid-cap name in its sector. The company offers noninterest and interest-bearing demand deposits, money market, savings, and customer sweep accounts; time deposits; construction and land development, commercial and residential real estate, and commercial and financial loans; and consumer loans, including installment and revolving lines, as well as loans for automobiles, boats, and personal and family purposes.
Market Cap
$2.94B
Beta
0.89
P/E (TTM)
20.29
P/E (Fwd)
11.12
EPS (TTM)
$1.49
EPS (Fwd)
$2.72
ROE
5.5%
ROA
0.8%
Cash
$837.4M
Total Debt
$1.27B
Free CF
—
52W Change
17.0%
Annual Financials
Cash vs Debt
On the balance sheet, SBCF has $837.4M in cash with $1.27B in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Return on equity stands at 5.5%, which is modest for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 0.8% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $432.3M (2022) to $652.6M (2025), reflecting a 51% increase over the period.
Investors considering Seacoast Banking Corporation of Florida should weigh the typical risks associated with SBCF's sector, size, and financial profile against their own risk tolerance and investment objectives. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Seacoast Banking Corporation of Florida and its sector.