Seacoast Banking Corporation of Florida
SBCFFinancial ServicesNASDAQBanks - Regional
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Daily timeframeSeacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides integrated financial services to retail and commercial customers in Florida. Valued at $3.35B, SBCF is a mid-cap name in its sector. The company offers noninterest and interest-bearing demand deposits, money market, savings, and customer sweep accounts; time deposits; construction and land development, commercial and residential real estate, and commercial and financial loans; and consumer loans, including installment and revolving lines, as well as loans for automobiles, boats, and personal and family purposes.
Market Cap
$3.35B
Beta
0.86
P/E (TTM)
22.47
P/E (Fwd)
12.48
EPS (TTM)
$1.54
EPS (Fwd)
$2.77
ROE
6.1%
ROA
0.9%
Cash
$456.9M
Total Debt
$1.32B
Free CF
—
52W Change
12.7%
Annual Financials
Cash vs Debt
Where SBCF stands vs its 150-day and 200-day moving averages
As of the September 2, 2026 close, SBCF finished 2.90% above its 150-day moving average ($32.11) and 3.25% above its 200-day moving average ($32.00). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is SBCF overbought or oversold?
At the September 2, 2026 close, SBCF's RSI(14) was 22.3, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Seacoast Banking Corporation of Florida carries $1.32B in total debt against $456.9M in cash reserves — debt is roughly 2.9x the cash position. Managing this leverage effectively will be important for long-term financial stability. ROE of 6.1% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.9% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $432.3M (2022) to $652.6M (2025), reflecting a 51% increase over the period.
As with any equity investment, SBCF carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. No single metric tells the full story. Reviewing SBCF's risk profile alongside its fundamentals and technical indicators provides a more complete picture.