Seacoast Banking Corporation of Florida
SBCFFinancial ServicesNASDAQBanks - Regional · Last scanned Jul 18, 2026
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Daily timeframePart of the financial services sector, Seacoast Banking Corporation of Florida (SBCF) is listed under Banks - Regional. At a $3.30B market cap, Seacoast Banking Corporation of Florida ranks as a mid-cap company within financial services. The company offers noninterest and interest-bearing demand deposits, money market, savings, and customer sweep accounts; time deposits; construction and land development, commercial and residential real estate, and commercial and financial loans; and consumer loans, including installment and revolving lines, as well as loans for automobiles, boats, and personal and family purposes.
Market Cap
$3.30B
Beta
0.86
P/E (TTM)
23.05
P/E (Fwd)
12.48
EPS (TTM)
$1.47
EPS (Fwd)
$2.71
ROE
5.5%
ROA
0.8%
Cash
$837.4M
Total Debt
$1.27B
Free CF
—
52W Change
16.2%
Annual Financials
Cash vs Debt
Seacoast Banking Corporation of Florida carries $1.27B in total debt against $837.4M in cash reserves — debt is roughly 1.5x the cash position. Managing this leverage effectively will be important for long-term financial stability. Return on equity stands at 5.5%, which is modest for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 0.8% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $432.3M (2022) to $652.6M (2025), reflecting a 51% increase over the period.
As with any equity investment, SBCF carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Seacoast Banking Corporation of Florida and its sector.