SB Financial Group, Inc.
SBFGFinancial ServicesNASDAQBanks - Regional
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Daily timeframeSB Financial Group, Inc. operates as the financial holding company for the State Bank and Trust Company that provides a range of commercial banking, trust and wealth management services, and title insurance to individual and. Valued at $170.9M, SBFG is a micro-cap name in its sector. It offers checking, savings, money market accounts, as well as time certificates of deposit; automatic teller machines; and commercial, consumer, agricultural, and residential mortgage loans.
Market Cap
$170.9M
Beta
0.18
P/E (TTM)
10.59
P/E (Fwd)
10.59
EPS (TTM)
$2.58
EPS (Fwd)
$2.58
ROE
11.7%
ROA
1.0%
Cash
$130.2M
Total Debt
$68.9M
Free CF
—
52W Change
39.5%
Annual Financials
Cash vs Debt
Where SBFG stands vs its 150-day and 200-day moving averages
As of the July 15, 2026 close, SBFG finished 20.79% above its 150-day moving average ($21.89) and 24.07% above its 200-day moving average ($21.31). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is SBFG overbought or oversold?
At the July 15, 2026 close, SBFG's RSI(14) was 73.6, in overbought territory (above 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $130.2M in cash comfortably exceeding the $68.9M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. ROE of 11.7% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.0% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $57.6M to $65.6M.
The relatively low beta of 0.18 suggests SBFG is a less volatile holding compared to the broader index. No single metric tells the full story. Reviewing SBFG's risk profile alongside its fundamentals and technical indicators provides a more complete picture.