Simmons First National Corporation
SFNCFinancial ServicesNASDAQBanks - Regional · Last scanned May 29, 2026
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Daily timeframeHeadquartered within the financial services sector, Simmons First National Corporation focuses on Banks - Regional services and products. Simmons First National Corporation operates as the bank holding company for Simmons Bank that provides banking and other financial products and services to individuals and businesses. At a $3.12B market cap, Simmons First National Corporation ranks as a mid-cap company within financial services. The company offers deposits, checking, and savings accounts; loan products, such as consumer, real estate, commercial, agricultural, equipment, warehouse lending, and SBA lending; specialized products and services, including credit cards, trust and fiduciary services, investments, and insurance; and treasury management services.
Market Cap
$3.12B
Beta
0.94
P/E (TTM)
—
P/E (Fwd)
9.79
EPS (TTM)
$-2.75
EPS (Fwd)
$2.19
ROE
-10.4%
ROA
-1.4%
Cash
$615.4M
Total Debt
$827.2M
Free CF
—
52W Change
14.5%
Annual Financials
Cash vs Debt
The company holds $615.4M in cash, though total debt stands at $827.2M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Return on equity stands at -10.4%, which is negative for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. Revenue has pulled back from $875.1M (2022) to $93.9M (2025), a 89% decline worth watching.
As with any equity investment, SFNC carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Simmons First National Corporation and its sector.