Simmons First National Corporation
SFNCFinancial ServicesNASDAQBanks - Regional
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Daily timeframeSimmons First National Corporation operates as the bank holding company for Simmons Bank that provides banking and other financial products and services to individuals and businesses. Valued at $3.37B, SFNC is a mid-cap name in its sector. The company offers deposits, checking, and savings accounts; loan products, such as consumer, real estate, commercial, agricultural, equipment, warehouse lending, and SBA lending; specialized products and services, including credit cards, trust and fiduciary services, investments, and insurance; and treasury management services.
Market Cap
$3.37B
Beta
0.94
P/E (TTM)
11.83
P/E (Fwd)
10.12
EPS (TTM)
$1.97
EPS (Fwd)
$2.30
ROE
7.8%
ROA
1.1%
Cash
$766.5M
Total Debt
$1.77B
Free CF
—
52W Change
30.2%
Annual Financials
Cash vs Debt
Where SFNC stands vs its 150-day and 200-day moving averages
As of the October 2, 2026 close, SFNC finished 5.77% above its 150-day moving average ($21.49) and 8.29% above its 200-day moving average ($20.99). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is SFNC overbought or oversold?
At the October 2, 2026 close, SFNC's RSI(14) was 45.5, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Simmons First National Corporation carries $1.77B in total debt against $766.5M in cash reserves — debt is roughly 2.3x the cash position. Managing this leverage effectively will be important for long-term financial stability. Return on equity stands at 7.8%, which is modest for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.1% is on the lower side, which is common in asset-heavy industries. Revenue has pulled back from $875.1M (2022) to $93.9M (2025), a 89% decline worth watching.
As with any equity investment, SFNC carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Simmons First National Corporation and its sector.