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Selective Insurance Group, Inc.

SIGIFinancial ServicesNASDAQ

Insurance - Property & Casualty · Last scanned May 30, 2026

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Financials · Annual
Revenue
$5.34B
+9.8% YoY
Net Income
$466.4M
+125.3% YoY
Free Cash Flow
$1.45B

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About Selective Insurance Group, Inc.

Selective Insurance Group, Inc., together with its subsidiaries, provides insurance products and services in the United States. The $5.18B market capitalization puts SIGI squarely in mid-cap range for its industry. The company operates through four segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments.

Key stats
Market Cap$5.18B
P/E (TTM)11.84
Fwd P/E9.77
EPS$7.31
Beta0.31
52W Change-3.0%
Dividend Yield1.93%
ROE13.3%
Analysis

Selective Insurance Group, Inc. carries $901.4M in total debt against $452.0M in cash reserves — debt is roughly 2.0x the cash position. Managing this leverage effectively will be important for long-term financial stability. The company generates $1.45B in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. Return on equity stands at 13.3%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 2.7% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $3.56B (2022) to $5.34B (2025), reflecting a 50% increase over the period.

The relatively low beta of 0.31 suggests SIGI is a less volatile holding compared to the broader index. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing SIGI.

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