Selective Insurance Group, Inc.
SIGIFinancial ServicesNASDAQInsurance - Property & Casualty
Scan Results
Daily timeframeSelective Insurance Group, Inc., together with its subsidiaries, provides insurance products and services in the United States. With a market capitalization of $5.78B, it sits in mid-cap territory. The company operates through four segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments.
Market Cap
$5.78B
Beta
0.29
P/E (TTM)
13.20
P/E (Fwd)
10.87
EPS (TTM)
$7.31
EPS (Fwd)
$8.87
ROE
13.3%
ROA
2.7%
Cash
$452.0M
Total Debt
$901.4M
Free CF
$1.45B
52W Change
7.7%
Annual Financials
Cash vs Debt
Selective Insurance Group, Inc. carries $901.4M in total debt against $452.0M in cash reserves — debt is roughly 2.0x the cash position. Managing this leverage effectively will be important for long-term financial stability. Free cash flow comes in at $1.45B, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. Return on equity stands at 13.3%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 2.7% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $3.56B (2022) to $5.34B (2025), reflecting a 50% increase over the period.
The relatively low beta of 0.29 suggests SIGI is a less volatile holding compared to the broader index. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Selective Insurance Group, Inc.'s trajectory.