Skyward Specialty Insurance Group, Inc.
SKWDFinancial ServicesNASDAQInsurance - Property & Casualty
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Daily timeframeHeadquartered within the financial services sector, Skyward Specialty Insurance Group, Inc. focuses on Insurance - Property & Casualty services and products. Skyward Specialty Insurance Group, Inc., an insurance holding company, provides commercial property and casualty insurance coverages in the United States. The $2.40B market capitalization puts SKWD squarely in mid-cap range for its industry. It offers general liability, excess liability, and professional liability, as well as cyber and media liability insurance; commercial auto, group accident and health, property, agriculture, credit, and surety and workers' compensation; and property, agriculture, and credit specialty reinsurance.
Market Cap
$2.40B
Beta
0.33
P/E (TTM)
14.10
P/E (Fwd)
10.81
EPS (TTM)
$4.20
EPS (Fwd)
$5.48
ROE
17.1%
ROA
3.0%
Cash
$642.4M
Total Debt
$486.0M
Free CF
-$261.8M
52W Change
9.4%
Annual Financials
Cash vs Debt
Skyward Specialty Insurance Group, Inc. holds $642.4M in cash against $486.0M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. Free cash flow is running at -$261.8M, which bears watching. Negative free cash flow can be acceptable during heavy investment periods but needs to improve over time. Return on equity stands at 17.1%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 3.0% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $636.4M (2022) to $1.42B (2025), reflecting a 123% increase over the period.
The relatively low beta of 0.33 suggests SKWD is a less volatile holding compared to the broader index. Negative free cash flow means the company is currently spending more than it generates, which may require future fundraising or debt if the trend continues. No single metric tells the full story. Reviewing SKWD's risk profile alongside its fundamentals and technical indicators provides a more complete picture.