Sun Life Financial Inc.
SLFFinancial ServicesNASDAQInsurance - Diversified · Last scanned Jul 16, 2026
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Daily timeframePart of the financial services sector, Sun Life Financial Inc. (SLF) is listed under Insurance - Diversified. The company carries a $45.04B market cap, placing it firmly in the large-cap category. It offers various insurance products, such as term and permanent life; personal health, which includes prescription drugs, dental, and vision care; critical illness; long-term care; and disability.
Market Cap
$45.04B
Beta
0.82
P/E (TTM)
20.99
P/E (Fwd)
13.50
EPS (TTM)
$3.87
EPS (Fwd)
$6.02
ROE
12.0%
ROA
0.8%
Cash
$109.04B
Total Debt
$14.04B
Free CF
-$4.17B
52W Change
30.1%
Annual Financials
Cash vs Debt
The balance sheet looks solid with $109.04B in cash comfortably exceeding the $14.04B debt load. A net cash position generally provides financial flexibility during uncertain economic periods. Free cash flow is running at -$4.17B, which bears watching. Negative free cash flow can be acceptable during heavy investment periods but needs to improve over time. ROE of 12.0% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.8% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $3.43B (2022) to $38.45B (2025), reflecting a 1021% increase over the period.
With cash comfortably exceeding debt, SLF has financial flexibility that may help navigate uncertain periods. Negative free cash flow means the company is currently spending more than it generates, which may require future fundraising or debt if the trend continues. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Sun Life Financial Inc.'s trajectory.