Sun Life Financial Inc.
SLFFinancial ServicesNASDAQInsurance - Diversified
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Daily timeframeSun Life Financial Inc., a financial services company, provides asset management, wealth, insurance and health solutions to individual and institutional customers in Canada, the United States, the. The $40.32B market capitalization puts SLF squarely in large-cap range for its industry. It offers various insurance products, such as term and permanent life; personal health, which includes prescription drugs, dental, and vision care; critical illness; long-term care; and disability.
Market Cap
$40.32B
Beta
0.82
P/E (TTM)
18.70
P/E (Fwd)
11.80
EPS (TTM)
$3.89
EPS (Fwd)
$6.15
ROE
12.0%
ROA
0.8%
Cash
$109.04B
Total Debt
$14.04B
Free CF
-$4.17B
52W Change
12.2%
Annual Financials
Cash vs Debt
The balance sheet looks solid with $109.04B in cash comfortably exceeding the $14.04B debt load. A net cash position generally provides financial flexibility during uncertain economic periods. The company is burning cash, with free cash flow at -$4.17B. This typically occurs when a company is investing aggressively in growth, but sustained cash burn can strain the balance sheet. ROE of 12.0% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.8% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $3.43B (2022) to $38.45B (2025), reflecting a 1021% increase over the period.
With cash comfortably exceeding debt, SLF has financial flexibility that may help navigate uncertain periods. Negative free cash flow means the company is currently spending more than it generates, which may require future fundraising or debt if the trend continues. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Sun Life Financial Inc. and its sector.