SoFi Technologies, Inc.
SOFIFinancial ServicesNASDAQCredit Services · Last scanned Oct 26, 2026
Scan Results
Daily timeframeSoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. With a market capitalization of $18.88B, it sits in large-cap territory. The company operates through three segments: Lending, Technology Platform, and Financial Services.
Market Cap
$18.88B
Beta
2.33
P/E (TTM)
29.83
P/E (Fwd)
17.77
EPS (TTM)
$0.49
EPS (Fwd)
$0.82
ROE
7.1%
ROA
1.3%
Cash
$3.37B
Total Debt
$3.42B
Free CF
—
52W Change
-51.3%
Annual Financials
Cash vs Debt
Where SOFI stands vs its 150-day and 200-day moving averages
As of the October 15, 2026 close, SOFI finished 16.89% below its 150-day moving average ($17.11) and 23.09% below its 200-day moving average ($18.49). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is SOFI overbought or oversold?
At the October 15, 2026 close, SOFI's RSI(14) was 13.3, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, SOFI has $3.37B in cash with $3.42B in obligations. The ability to service this debt comfortably depends on continued operational cash generation. ROE of 7.1% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.2% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $1.57B (2022) to $3.61B (2025), reflecting a 130% increase over the period.
A beta of 2.33 means SOFI is more volatile than average. Investors should be prepared for wider price swings relative to broader indices. No single metric tells the full story. Reviewing SOFI's risk profile alongside its fundamentals and technical indicators provides a more complete picture.