SoFi Technologies, Inc.
SOFIFinancial ServicesNASDAQCredit Services
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Daily timeframeSoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company carries a $23.53B market cap, placing it firmly in the large-cap category. The company operates through three segments: Lending, Technology Platform, and Financial Services.
Market Cap
$23.53B
Beta
2.21
P/E (TTM)
37.18
P/E (Fwd)
22.16
EPS (TTM)
$0.49
EPS (Fwd)
$0.82
ROE
7.1%
ROA
1.3%
Cash
$3.37B
Total Debt
$3.42B
Free CF
—
52W Change
-29.8%
Annual Financials
Cash vs Debt
Where SOFI stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, SOFI finished 0.51% above its 150-day moving average ($17.75) and 11.07% below its 200-day moving average ($20.06). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is SOFI overbought or oversold?
At the September 3, 2026 close, SOFI's RSI(14) was 46.3, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
SoFi Technologies, Inc. carries $3.42B in total debt against $3.37B in cash reserves — debt is modestly above the cash position. Managing this leverage effectively will be important for long-term financial stability. ROE of 7.1% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.2% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $1.57B (2022) to $3.61B (2025), reflecting a 130% increase over the period.
With a beta above 1.5, SOFI tends to amplify broader market moves — both up and down. This higher volatility means larger price swings are common. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing SOFI.