SoFi Technologies, Inc.
SOFIFinancial ServicesNASDAQCredit Services · Last scanned May 29, 2026
Scan Results
Daily timeframe1 of 4 indicators bullish as of May 28
SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The $21.77B market capitalization puts SOFI squarely in large-cap range for its industry. The company operates through three segments: Lending, Technology Platform, and Financial Services.
Market Cap
$21.77B
Beta
2.13
P/E (TTM)
37.71
P/E (Fwd)
21.75
EPS (TTM)
$0.45
EPS (Fwd)
$0.78
ROE
6.6%
ROA
1.3%
Cash
$3.56B
Total Debt
$1.92B
Free CF
—
52W Change
27.6%
Annual Financials
Cash vs Debt
With $3.56B in cash and $1.92B in debt, SOFI maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. ROE of 6.6% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.3% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $1.57B (2022) to $3.61B (2025), reflecting a 130% increase over the period.
With a beta above 1.5, SOFI tends to amplify broader market moves — both up and down. This higher volatility means larger price swings are common. No single metric tells the full story. Reviewing SOFI's risk profile alongside its fundamentals and technical indicators provides a more complete picture.