SO

SoFi Technologies, Inc.

SOFIFinancial ServicesNASDAQ

Credit Services · Last scanned Jul 18, 2026

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Financials · Annual
Revenue
$3.61B
+38.3% YoY
Net Income
$481.3M
-3.5% YoY

Scan Results

Daily timeframe
3 recent days hidden. Fresh signals are a Premium featureUpgrade →
DateIndicatorDetails
Jul 2 RSI OverboughtRSI 73.4, above 70, stock may be overbought
Jun 19 MACD Positive CrossoverHistogram +0.1050, positive momentum
About SoFi Technologies, Inc.

SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. Valued at $22.17B, SOFI is a large-cap name in its sector. The company operates through three segments: Lending, Technology Platform, and Financial Services.

Key stats
Market Cap$22.17B
P/E (TTM)38.40
Fwd P/E21.33
EPS$0.45
Beta2.15
52W Change-20.8%
ROE6.6%
Analysis

SoFi Technologies, Inc. holds $3.56B in cash against $1.92B in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. Return on equity stands at 6.6%, which is modest for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.3% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $1.57B (2022) to $3.61B (2025), reflecting a 130% increase over the period.

With a beta above 1.5, SOFI tends to amplify broader market moves — both up and down. This higher volatility means larger price swings are common. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing SOFI.

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