1st Source Corporation
SRCEFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframe1st Source Corporation operates as the bank holding company for 1st Source Bank that provides commercial and consumer banking services, trust and wealth advisory services, and insurance products to. With a market capitalization of $2.10B, it sits in mid-cap territory. The company's consumer banking services, which include checking and savings accounts; certificates of deposit; health savings and individual retirement accounts; online and mobile banking products; consumer loans, real estate mortgage loans, and home equity lines of credit; and financial planning, financial literacy, and other consultative services, as well as debit and credit cards.
Market Cap
$2.10B
Beta
0.56
P/E (TTM)
11.97
P/E (Fwd)
11.80
EPS (TTM)
$7.29
EPS (Fwd)
$7.40
ROE
13.5%
ROA
1.9%
Cash
$127.0M
Total Debt
$350.6M
Free CF
—
52W Change
46.6%
Annual Financials
Cash vs Debt
Where SRCE stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, SRCE finished 7.17% above its 150-day moving average ($79.53) and 11.76% above its 200-day moving average ($76.26). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is SRCE overbought or oversold?
At the October 20, 2026 close, SRCE's RSI(14) was 51.5, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
1st Source Corporation carries $350.6M in total debt against $127.0M in cash reserves — debt is roughly 2.8x the cash position. Managing this leverage effectively will be important for long-term financial stability. ROE of 13.5% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.9% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $354.7M (2022) to $433.8M (2025), reflecting a 22% increase over the period.
SRCE's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for 1st Source Corporation and its sector.