Headquartered within the financial services sector, 1st Source Corporation focuses on Banks - Regional services and products. 1st Source Corporation operates as the bank holding company for 1st Source Bank that provides commercial and consumer banking services, trust and wealth advisory services, and insurance products to. The company carries a $2.01B market cap, placing it firmly in the mid-cap category. The company's consumer banking services, which include checking and savings accounts; certificates of deposit; health savings and individual retirement accounts; online and mobile banking products; consumer loans, real estate mortgage loans, and home equity lines of credit; and financial planning, financial literacy, and other consultative services, as well as debit and credit cards.
Market Cap
$2.01B
Beta
0.57
P/E (TTM)
13.00
P/E (Fwd)
11.88
EPS (TTM)
$6.42
EPS (Fwd)
$7.03
ROE
12.7%
ROA
1.8%
Cash
$132.6M
Total Debt
$397.5M
Free CF
—
52W Change
31.4%
Annual Financials
Cash vs Debt
On the balance sheet, SRCE has $132.6M in cash with $397.5M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Return on equity stands at 12.7%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.8% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $354.7M (2022) to $433.8M (2025), reflecting a 22% increase over the period.
With a beta below 0.7, 1st Source Corporation typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. No single metric tells the full story. Reviewing SRCE's risk profile alongside its fundamentals and technical indicators provides a more complete picture.