1st Source Corporation
SRCEFinancial ServicesNASDAQBanks - Regional
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Daily timeframeHeadquartered within the financial services sector, 1st Source Corporation focuses on Banks - Regional services and products. 1st Source Corporation operates as the bank holding company for 1st Source Bank that provides commercial and consumer banking services, trust and wealth advisory services, and insurance products to. At a $1.77B market cap, 1st Source Corporation ranks as a small-cap company within financial services. The company's consumer banking services, which include checking and savings accounts; certificates of deposit; health savings and individual retirement accounts; online and mobile banking products; consumer loans, real estate mortgage loans, and home equity lines of credit; and financial planning, financial literacy, and other consultative services, as well as debit and credit cards.
Market Cap
$1.77B
Beta
0.59
P/E (TTM)
11.30
P/E (Fwd)
10.52
EPS (TTM)
$6.51
EPS (Fwd)
$6.99
ROE
12.7%
ROA
1.8%
Cash
$132.6M
Total Debt
$397.5M
Free CF
—
52W Change
21.5%
Annual Financials
Cash vs Debt
The company holds $132.6M in cash, though total debt stands at $397.5M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. ROE of 12.7% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.8% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $354.7M (2022) to $433.8M (2025), reflecting a 22% increase over the period.
The relatively low beta of 0.59 suggests SRCE is a less volatile holding compared to the broader index. No single metric tells the full story. Reviewing SRCE's risk profile alongside its fundamentals and technical indicators provides a more complete picture.