Texas Capital Bancshares, Inc.
TCBIFinancial ServicesNASDAQBanks - Regional · Last scanned May 29, 2026
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Daily timeframeHeadquartered within the financial services sector, Texas Capital Bancshares, Inc. focuses on Banks - Regional services and products. Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. Valued at $4.36B, TCBI is a mid-cap name in its sector. The company offers commercial banking; consumer banking; investment banking solutions, including capital markets, mergers and acquisitions, and syndicated finance, as well as financial sponsor coverage, capital solutions, and institutional services; and wealth management services, such as investment management, financial planning, lockbox and insurance, securities-based lending, estate planning, and business succession, as well as philanthropic, trustee and executor, custom credit, and depository services.
Market Cap
$4.36B
Beta
0.69
P/E (TTM)
13.42
P/E (Fwd)
11.94
EPS (TTM)
$7.43
EPS (Fwd)
$8.36
ROE
10.2%
ROA
1.1%
Cash
$2.93B
Total Debt
$919.9M
Free CF
—
52W Change
39.1%
Annual Financials
Cash vs Debt
Texas Capital Bancshares, Inc. holds $2.93B in cash against $919.9M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. Return on equity stands at 10.2%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.1% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $976.8M (2022) to $1.26B (2025), reflecting a 29% increase over the period.
TCBI's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. With cash comfortably exceeding debt, TCBI has financial flexibility that may help navigate uncertain periods. No single metric tells the full story. Reviewing TCBI's risk profile alongside its fundamentals and technical indicators provides a more complete picture.