Texas Capital Bancshares, Inc.
TCBIFinancial ServicesNASDAQBanks - Regional
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Daily timeframeTexas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. Valued at $3.94B, TCBI is a mid-cap name in its sector. The company offers commercial banking; consumer banking; investment banking solutions, including capital markets, mergers and acquisitions, and syndicated finance, as well as financial sponsor coverage, capital solutions, and institutional services; and wealth management services, such as investment management, financial planning, lockbox and insurance, securities-based lending, estate planning, and business succession, as well as philanthropic, trustee and executor, custom credit, and depository services.
Market Cap
$3.94B
Beta
0.63
P/E (TTM)
11.78
P/E (Fwd)
10.97
EPS (TTM)
$7.69
EPS (Fwd)
$8.25
ROE
10.2%
ROA
1.1%
Cash
$3.60B
Total Debt
$893.3M
Free CF
—
52W Change
9.3%
Annual Financials
Cash vs Debt
Where TCBI stands vs its 150-day and 200-day moving averages
As of the October 8, 2026 close, TCBI finished 7.97% below its 150-day moving average ($98.42) and 7.91% below its 200-day moving average ($98.36). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is TCBI overbought or oversold?
At the October 8, 2026 close, TCBI's RSI(14) was 29.9, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $3.60B in cash comfortably exceeding the $893.3M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. ROE of 10.2% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.1% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $976.8M (2022) to $1.26B (2025), reflecting a 29% increase over the period.
The relatively low beta of 0.63 suggests TCBI is a less volatile holding compared to the broader index. The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Texas Capital Bancshares, Inc.'s trajectory.