TriCo Bancshares
TCBKFinancial ServicesNASDAQBanks - Regional · Last scanned Oct 24, 2026
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Daily timeframeHeadquartered within the financial services sector, TriCo Bancshares focuses on Banks - Regional services and products. TriCo Bancshares operates as a bank holding company for Tri Counties Bank that provides commercial and retail banking services to individual and corporate customers. At a $1.69B market cap, TriCo Bancshares ranks as a small-cap company within financial services. The company accepts demand, savings, and time deposits; and offers checking, specialized, money market, education, health savings, certificate of deposit, and business and public funds savings accounts, as well as individual retirement accounts.
Market Cap
$1.69B
Beta
0.67
P/E (TTM)
12.20
P/E (Fwd)
12.01
EPS (TTM)
$4.32
EPS (Fwd)
$4.39
ROE
10.6%
ROA
1.4%
Cash
$195.7M
Total Debt
$66.5M
Free CF
—
52W Change
21.9%
Annual Financials
Cash vs Debt
Where TCBK stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, TCBK finished 0.44% below its 150-day moving average ($52.15) and 1.43% above its 200-day moving average ($51.19). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is TCBK overbought or oversold?
At the October 20, 2026 close, TCBK's RSI(14) was 53.0, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
TriCo Bancshares holds $195.7M in cash against $66.5M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. ROE of 10.6% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.4% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $402.5M (2022) to $411.3M (2025).
TCBK's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. With cash comfortably exceeding debt, TCBK has financial flexibility that may help navigate uncertain periods. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence TriCo Bancshares's trajectory.