Third Coast Bancshares, Inc.
TCBXFinancial ServicesNASDAQBanks - Regional · Last scanned Oct 26, 2026
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Daily timeframePart of the financial services sector, Third Coast Bancshares, Inc. (TCBX) is listed under Banks - Regional. With a market capitalization of $662.2M, it sits in small-cap territory. The company's deposit products include checking, money market, savings, and individual retirement accounts, as well as certificates of deposit.
Market Cap
$662.2M
Beta
0.65
P/E (TTM)
10.15
P/E (Fwd)
9.03
EPS (TTM)
$3.92
EPS (Fwd)
$4.41
ROE
12.7%
ROA
1.3%
Cash
$371.4M
Total Debt
$171.8M
Free CF
—
52W Change
5.3%
Annual Financials
Cash vs Debt
Where TCBX stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, TCBX finished 0.90% below its 150-day moving average ($41.02) and 0.32% below its 200-day moving average ($40.78). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is TCBX overbought or oversold?
At the October 20, 2026 close, TCBX's RSI(14) was 35.3, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $371.4M in cash comfortably exceeding the $171.8M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. ROE of 12.7% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.3% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $122.7M (2022) to $207.7M (2025), reflecting a 69% increase over the period.
The relatively low beta of 0.65 suggests TCBX is a less volatile holding compared to the broader index. With cash comfortably exceeding debt, TCBX has financial flexibility that may help navigate uncertain periods. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Third Coast Bancshares, Inc. and its sector.