Third Coast Bancshares, Inc.
TCBXFinancial ServicesNASDAQBanks - Regional
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Daily timeframePart of the financial services sector, Third Coast Bancshares, Inc. (TCBX) is listed under Banks - Regional. With a market capitalization of $767.0M, it sits in small-cap territory. The company's deposit products include checking, money market, savings, and individual retirement accounts, as well as certificates of deposit.
Market Cap
$767.0M
Beta
0.64
P/E (TTM)
11.46
P/E (Fwd)
10.66
EPS (TTM)
$4.02
EPS (Fwd)
$4.32
ROE
12.7%
ROA
1.3%
Cash
$413.8M
Total Debt
$163.7M
Free CF
—
52W Change
17.4%
Annual Financials
Cash vs Debt
Where TCBX stands vs its 150-day and 200-day moving averages
As of the August 24, 2026 close, TCBX finished 13.16% above its 150-day moving average ($40.20) and 14.47% above its 200-day moving average ($39.74). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is TCBX overbought or oversold?
At the August 24, 2026 close, TCBX's RSI(14) was 67.8, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Third Coast Bancshares, Inc. holds $413.8M in cash against $163.7M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. ROE of 12.7% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.3% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $122.7M (2022) to $207.7M (2025), reflecting a 69% increase over the period.
TCBX's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. With cash comfortably exceeding debt, TCBX has financial flexibility that may help navigate uncertain periods. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Third Coast Bancshares, Inc. and its sector.