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TFS Financial Corporation

TFSLFinancial ServicesNASDAQ

Banks - Regional · Last scanned Jun 3, 2026

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Financials · Annual
Revenue
$321.5M
+6.0% YoY
Net Income
$91.0M
+14.3% YoY

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About TFS Financial Corporation

TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. Valued at $4.50B, TFSL is a mid-cap name in its sector. The company offers deposit products, including savings, money market, checking, individual retirement, and other qualified plan accounts, as well as certificates of deposit.

Key stats
Market Cap$4.50B
P/E (TTM)48.64
Fwd P/E43.38
EPS$0.33
Beta0.73
52W Change+22.1%
Dividend Yield7.04%
ROE4.9%
Analysis

The company holds $437.3M in cash, though total debt stands at $5.17B. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. ROE of 4.9% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.5% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $291.2M to $321.5M.

Debt significantly exceeds cash reserves, which means the company's financial flexibility could be constrained during economic downturns. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for TFS Financial Corporation and its sector.

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