TH

The Hanover Insurance Group, Inc.

THGFinancial ServicesNASDAQ

Insurance - Property & Casualty

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Financials · Annual
Revenue
$6.57B
+5.6% YoY
Net Income
$662.5M
+55.5% YoY
Free Cash Flow
$1.00B

Scan Results

Daily timeframe
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DateIndicatorDetails
Jul 11 MACD Negative CrossoverHistogram -0.2242, negative momentum
Jul 8 RSI OverboughtRSI 77.7, above 70, stock may be overbought
About The Hanover Insurance Group, Inc.

The Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services for individuals and businesses in the United States. The company carries a $7.46B market cap, placing it firmly in the mid-cap category. It operates in four segments: Core Commercial, Specialty, Personal Lines, and Other.

Key stats
Market Cap$7.46B
P/E (TTM)10.45
Fwd P/E11.45
EPS$20.41
Beta0.29
52W Change+28.8%
Dividend Yield1.84%
ROE21.8%
Analysis

The Hanover Insurance Group, Inc. carries $843.8M in total debt against $243.5M in cash reserves — debt is roughly 3.5x the cash position. Managing this leverage effectively will be important for long-term financial stability. Annual free cash flow of $1.00B supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. Return on equity stands at 21.8%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 3.8% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $5.43B (2022) to $6.57B (2025), reflecting a 21% increase over the period.

With a beta below 0.7, The Hanover Insurance Group, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. No single metric tells the full story. Reviewing THG's risk profile alongside its fundamentals and technical indicators provides a more complete picture.

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