The Hanover Insurance Group, Inc.
THGFinancial ServicesNASDAQInsurance - Property & Casualty · Last scanned May 30, 2026
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Daily timeframeThe Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services for individuals and businesses in the United States. At a $6.51B market cap, The Hanover Insurance Group, Inc. ranks as a mid-cap company within financial services. It operates in four segments: Core Commercial, Specialty, Personal Lines, and Other.
Market Cap
$6.51B
Beta
0.32
P/E (TTM)
9.40
P/E (Fwd)
10.01
EPS (TTM)
$19.81
EPS (Fwd)
$18.59
ROE
21.8%
ROA
3.8%
Cash
$243.5M
Total Debt
$843.8M
Free CF
$1.00B
52W Change
4.6%
Annual Financials
Cash vs Debt
The company holds $243.5M in cash, though total debt stands at $843.8M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. The company generates $1.00B in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. ROE of 21.8% points to strong capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 3.8% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $5.43B (2022) to $6.57B (2025), reflecting a 21% increase over the period.
THG's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for The Hanover Insurance Group, Inc. and its sector.