United Fire Group, Inc.
UFCSFinancial ServicesNASDAQInsurance - Property & Casualty · Last scanned Sep 5, 2026
Scan Results
Daily timeframeUnited Fire Group, Inc., together with its subsidiaries, engages in writing property and casualty insurance in the United States. The $1.44B market capitalization puts UFCS squarely in small-cap range for its industry. It provides property and casualty insurance, and surety bonds; and fire and allied lines, other liability, automobile, workers' compensation, and surety to small business owners and middle market businesses operating in industries, such as construction, services, retail trade, financial, and manufacturing.
Market Cap
$1.44B
Beta
0.51
P/E (TTM)
10.39
P/E (Fwd)
11.57
EPS (TTM)
$5.39
EPS (Fwd)
$4.84
ROE
15.5%
ROA
3.1%
Cash
$139.4M
Total Debt
$146.3M
Free CF
$255.6M
52W Change
81.1%
Annual Financials
Cash vs Debt
Where UFCS stands vs its 150-day and 200-day moving averages
As of the August 20, 2026 close, UFCS finished 21.19% above its 150-day moving average ($43.56) and 26.90% above its 200-day moving average ($41.60). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is UFCS overbought or oversold?
At the August 20, 2026 close, UFCS's RSI(14) was 53.7, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $139.4M in cash, though total debt stands at $146.3M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. The company generates $255.6M in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. Return on equity stands at 15.5%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 3.1% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $988.2M (2022) to $1.39B (2025), reflecting a 40% increase over the period.
UFCS's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for United Fire Group, Inc. and its sector.