United Fire Group, Inc.
UFCSFinancial ServicesNASDAQInsurance - Property & Casualty
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Daily timeframeUnited Fire Group, Inc., together with its subsidiaries, engages in writing property and casualty insurance in the United States. With a market capitalization of $1.47B, it sits in small-cap territory. It provides property and casualty insurance, and surety bonds; and fire and allied lines, other liability, automobile, workers' compensation, and surety to small business owners and middle market businesses operating in industries, such as construction, services, retail trade, financial, and manufacturing.
Market Cap
$1.47B
Beta
0.47
P/E (TTM)
10.65
P/E (Fwd)
11.86
EPS (TTM)
$5.39
EPS (Fwd)
$4.84
ROE
15.5%
ROA
3.1%
Cash
$139.4M
Total Debt
$146.3M
Free CF
$255.6M
52W Change
85.4%
Annual Financials
Cash vs Debt
Where UFCS stands vs its 150-day and 200-day moving averages
As of the October 9, 2026 close, UFCS finished 18.81% above its 150-day moving average ($47.47) and 26.06% above its 200-day moving average ($44.74). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is UFCS overbought or oversold?
At the October 9, 2026 close, UFCS's RSI(14) was 65.5, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, UFCS has $139.4M in cash with $146.3M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. The company generates $255.6M in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. Return on equity stands at 15.5%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 3.1% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $988.2M (2022) to $1.39B (2025), reflecting a 40% increase over the period.
With a beta below 0.7, United Fire Group, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing UFCS.