U.S. Bancorp
USBFinancial ServicesNASDAQBanks - Regional
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Daily timeframeHeadquartered within the financial services sector, U.S. Bancorp focuses on Banks - Regional services and products. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in. The $85.14B market capitalization puts USB squarely in large-cap range for its industry. The company operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments.
Market Cap
$85.14B
Beta
1.02
P/E (TTM)
11.50
P/E (Fwd)
9.71
EPS (TTM)
$4.77
EPS (Fwd)
$5.65
ROE
12.3%
ROA
1.1%
Cash
$52.67B
Total Debt
$82.37B
Free CF
—
52W Change
25.8%
Annual Financials
Cash vs Debt
On the balance sheet, USB has $52.67B in cash with $82.37B in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Return on equity stands at 12.3%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.1% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $22.72B (2021) to $28.54B (2025), reflecting a 26% increase over the period.
Investors considering U.S. Bancorp should weigh the typical risks associated with USB's sector, size, and financial profile against their own risk tolerance and investment objectives. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for U.S. Bancorp and its sector.