U.S. Bancorp
USBFinancial ServicesNASDAQBanks - Regional
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Daily timeframeU.S. Bancorp operates in the Banks - Regional space. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in. The company carries a $98.73B market cap, placing it firmly in the large-cap category. The company operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments.
Market Cap
$98.73B
Beta
0.97
P/E (TTM)
12.65
P/E (Fwd)
10.94
EPS (TTM)
$5.01
EPS (Fwd)
$5.79
ROE
12.6%
ROA
1.2%
Cash
$70.38B
Total Debt
$99.70B
Free CF
—
52W Change
30.3%
Annual Financials
Cash vs Debt
Where USB stands vs its 150-day and 200-day moving averages
As of the September 2, 2026 close, USB finished 6.79% above its 150-day moving average ($57.32) and 9.73% above its 200-day moving average ($55.78). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is USB overbought or oversold?
At the September 2, 2026 close, USB's RSI(14) was 22.0, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $70.38B in cash, though total debt stands at $99.70B. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. ROE of 12.6% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.2% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $22.72B (2021) to $28.54B (2025), reflecting a 26% increase over the period.
As with any equity investment, USB carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for U.S. Bancorp and its sector.