UWM Holdings Corporation
UWMCFinancial ServicesNASDAQMortgage Finance
Scan Results
Daily timeframeUWM Holdings Corporation engages in the origination, sale, and servicing residential mortgage lending in the United States. With a market capitalization of $4.21B, it sits in mid-cap territory. The company offers mortgage loans through wholesale channel.
Market Cap
$4.21B
Beta
1.82
P/E (TTM)
—
P/E (Fwd)
4.04
EPS (TTM)
$-0.10
EPS (Fwd)
$0.36
ROE
-7.7%
ROA
1.8%
Cash
$538.3M
Total Debt
$15.89B
Free CF
-$207.5M
52W Change
-77.0%
Annual Financials
Cash vs Debt
Where UWMC stands vs its 150-day and 200-day moving averages
As of the August 19, 2026 close, UWMC finished 54.86% below its 150-day moving average ($3.19) and 59.78% below its 200-day moving average ($3.58). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is UWMC overbought or oversold?
At the August 19, 2026 close, UWMC's RSI(14) was 34.1, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
UWM Holdings Corporation carries $15.89B in total debt against $538.3M in cash reserves — debt is roughly 29.5x the cash position. Managing this leverage effectively will be important for long-term financial stability. The company is burning cash, with free cash flow at -$207.5M. This typically occurs when a company is investing aggressively in growth, but sustained cash burn can strain the balance sheet. ROE of -7.7% points to negative capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.8% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $1.84B to $1.55B.
With a beta above 1.5, UWMC tends to amplify broader market moves — both up and down. This higher volatility means larger price swings are common. UWM Holdings Corporation carries a heavier debt load relative to its cash position, which introduces financial risk that investors should weigh. The company is burning cash at the operating level, which is not unusual for growth-phase companies but adds risk if it persists. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for UWM Holdings Corporation and its sector.