UWM Holdings Corporation
UWMCFinancial ServicesNASDAQMortgage Finance
Scan Results
Daily timeframeUWM Holdings Corporation engages in the origination, sale, and servicing residential mortgage lending in the United States. The company carries a $2.33B market cap, placing it firmly in the mid-cap category. The company offers mortgage loans through wholesale channel.
Market Cap
$2.33B
Beta
1.87
P/E (TTM)
—
P/E (Fwd)
4.78
EPS (TTM)
$-0.11
EPS (Fwd)
$0.30
ROE
-7.7%
ROA
1.8%
Cash
$538.3M
Total Debt
$15.89B
Free CF
-$207.5M
52W Change
-75.3%
Annual Financials
Cash vs Debt
Where UWMC stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, UWMC finished 53.30% below its 150-day moving average ($2.27) and 62.41% below its 200-day moving average ($2.82). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is UWMC overbought or oversold?
At the October 20, 2026 close, UWMC's RSI(14) was 37.5, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $538.3M in cash, though total debt stands at $15.89B. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Free cash flow is running at -$207.5M, which bears watching. Negative free cash flow can be acceptable during heavy investment periods but needs to improve over time. ROE of -7.7% points to negative capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.8% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $1.84B to $1.55B.
With a beta above 1.5, UWMC tends to amplify broader market moves — both up and down. This higher volatility means larger price swings are common. UWM Holdings Corporation carries a heavier debt load relative to its cash position, which introduces financial risk that investors should weigh. Negative free cash flow means the company is currently spending more than it generates, which may require future fundraising or debt if the trend continues. No single metric tells the full story. Reviewing UWMC's risk profile alongside its fundamentals and technical indicators provides a more complete picture.