Virginia National Bankshares Corporation
VABKFinancial ServicesNASDAQBanks - Regional
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Daily timeframeVirginia National Bankshares Corporation operates as the holding company for Virginia National Bank that provides a range of commercial and retail banking products and services in Virginia. Valued at $245.4M, VABK is a micro-cap name in its sector. It operates through two segments: Bank and VNB Trust and Estate Services.
Market Cap
$245.4M
Beta
0.46
P/E (TTM)
12.27
P/E (Fwd)
—
EPS (TTM)
$3.69
EPS (Fwd)
—
ROE
11.3%
ROA
1.2%
Cash
$76.9M
Total Debt
$29.4M
Free CF
—
52W Change
18.9%
Annual Financials
Cash vs Debt
Where VABK stands vs its 150-day and 200-day moving averages
As of the July 8, 2026 close, VABK finished 6.38% above its 150-day moving average ($40.88) and 8.05% above its 200-day moving average ($40.25). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is VABK overbought or oversold?
At the July 8, 2026 close, VABK's RSI(14) was 43.3, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $76.9M in cash comfortably exceeding the $29.4M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. ROE of 11.3% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.2% is on the lower side, which is common in asset-heavy industries. Revenue has pulled back from $66.8M (2022) to $57.6M (2025), a 14% decline worth watching.
With a beta below 0.7, Virginia National Bankshares Corporation typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. With cash comfortably exceeding debt, VABK has financial flexibility that may help navigate uncertain periods. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Virginia National Bankshares Corporation and its sector.