Westamerica Bancorporation
WABCFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframePart of the financial services sector, Westamerica Bancorporation (WABC) is listed under Banks - Regional. At a $1.42B market cap, Westamerica Bancorporation ranks as a small-cap company within financial services. The company accepts various deposit products from local businesses and professionals, as well as retail savings and checking accounts, as well as certificates of deposit.
Market Cap
$1.42B
Beta
0.56
P/E (TTM)
13.52
P/E (Fwd)
13.13
EPS (TTM)
$4.54
EPS (Fwd)
$4.67
ROE
12.9%
ROA
1.9%
Cash
$322.5M
Total Debt
$139.1M
Free CF
—
52W Change
26.7%
Annual Financials
Cash vs Debt
Where WABC stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, WABC finished 5.98% above its 150-day moving average ($56.71) and 9.37% above its 200-day moving average ($54.95). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is WABC overbought or oversold?
At the October 20, 2026 close, WABC's RSI(14) was 59.2, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
With $322.5M in cash and $139.1M in debt, WABC maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. Return on equity stands at 12.9%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.9% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $265.0M (2022) to $258.1M (2025).
With a beta below 0.7, Westamerica Bancorporation typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. With cash comfortably exceeding debt, WABC has financial flexibility that may help navigate uncertain periods. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing WABC.