Westamerica Bancorporation
WABCFinancial ServicesNASDAQBanks - Regional · Last scanned Sep 8, 2026
Scan Results
Daily timeframeWestamerica Bancorporation operates as a bank holding company for Westamerica Bank that provides various banking products and services to individual and commercial customers in the United States. The $1.37B market capitalization puts WABC squarely in small-cap range for its industry. The company accepts various deposit products from local businesses and professionals, as well as retail savings and checking accounts, as well as certificates of deposit.
Market Cap
$1.37B
Beta
0.55
P/E (TTM)
13.11
P/E (Fwd)
12.70
EPS (TTM)
$4.53
EPS (Fwd)
$4.67
ROE
12.5%
ROA
1.9%
Cash
$302.2M
Total Debt
$154.0M
Free CF
—
52W Change
21.5%
Annual Financials
Cash vs Debt
Where WABC stands vs its 150-day and 200-day moving averages
As of the July 29, 2026 close, WABC finished 13.61% above its 150-day moving average ($53.27) and 17.24% above its 200-day moving average ($51.62). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is WABC overbought or oversold?
At the July 29, 2026 close, WABC's RSI(14) was 59.4, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $302.2M in cash comfortably exceeding the $154.0M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. Return on equity stands at 12.5%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.9% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $265.0M (2022) to $258.1M (2025).
The relatively low beta of 0.55 suggests WABC is a less volatile holding compared to the broader index. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Westamerica Bancorporation and its sector.