Part of the financial services sector, Westamerica Bancorporation (WABC) is listed under Banks - Regional. At a $1.41B market cap, Westamerica Bancorporation ranks as a small-cap company within financial services. The company accepts various deposit products from local businesses and professionals, as well as retail savings and checking accounts, as well as certificates of deposit.
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Westamerica Bancorporation holds $301.9M in cash against $131.8M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. Return on equity stands at 12.5%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.9% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $265.0M (2022) to $258.1M (2025).
With cash comfortably exceeding debt, WABC has financial flexibility that may help navigate uncertain periods. No single metric tells the full story. Reviewing WABC's risk profile alongside its fundamentals and technical indicators provides a more complete picture.