Waterdrop Inc.
WDHFinancial ServicesNASDAQInsurance - Diversified · Last scanned Oct 26, 2026
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Daily timeframeWaterdrop Inc., through its subsidiaries, provides online insurance brokerage services to match and connect users with related insurance products underwritten by insurance companies in the People's. With a market capitalization of $366.5M, it sits in small-cap territory. The company offers short-term and long-term health and life insurance products and services.
Market Cap
$366.5M
Beta
-0.24
P/E (TTM)
5.10
P/E (Fwd)
6.21
EPS (TTM)
$0.20
EPS (Fwd)
$0.16
ROE
10.6%
ROA
3.4%
Cash
$1.25B
Total Debt
$497.6M
Free CF
—
52W Change
-43.3%
Annual Financials
Cash vs Debt
Where WDH stands vs its 150-day and 200-day moving averages
As of the October 14, 2026 close, WDH finished 17.32% below its 150-day moving average ($1.27) and 23.91% below its 200-day moving average ($1.38). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is WDH overbought or oversold?
At the October 14, 2026 close, WDH's RSI(14) was 58.3, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Waterdrop Inc. holds $1.25B in cash against $497.6M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. Return on equity stands at 10.6%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 3.4% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $2.80B (2022) to $3.98B (2025), reflecting a 42% increase over the period.
With a beta below 0.7, Waterdrop Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Waterdrop Inc. and its sector.