World Acceptance Corporation
WRLDFinancial ServicesNASDAQCredit Services
Scan Results
Daily timeframeWorld Acceptance Corporation engages in consumer finance business in the United States. With a market capitalization of $778.5M, it sits in small-cap territory. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals.
Market Cap
$778.5M
Beta
1.18
P/E (TTM)
21.04
P/E (Fwd)
11.03
EPS (TTM)
$7.94
EPS (Fwd)
$15.14
ROE
13.9%
ROA
6.5%
Cash
$8.3M
Total Debt
$670.2M
Free CF
—
52W Change
17.3%
Annual Financials
Cash vs Debt
Where WRLD stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, WRLD finished 2.11% below its 150-day moving average ($171.82) and 3.55% above its 200-day moving average ($162.43). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is WRLD overbought or oversold?
At the October 20, 2026 close, WRLD's RSI(14) was 42.2, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, WRLD has $8.3M in cash with $670.2M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. ROE of 13.9% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. An ROA of 6.5% suggests reasonable efficiency in deploying the company's asset base. Revenue has been relatively flat, moving from $566.1M (2023) to $535.7M (2026).
Debt significantly exceeds cash reserves, which means the company's financial flexibility could be constrained during economic downturns. No single metric tells the full story. Reviewing WRLD's risk profile alongside its fundamentals and technical indicators provides a more complete picture.