World Acceptance Corporation
WRLDFinancial ServicesNASDAQCredit Services · Last scanned May 29, 2026
Scan Results
Daily timeframe1 of 4 indicators bearish as of May 28
Part of the financial services sector, World Acceptance Corporation (WRLD) is listed under Credit Services. Valued at $726.8M, WRLD is a small-cap name in its sector. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals.
Market Cap
$726.8M
Beta
1.17
P/E (TTM)
23.17
P/E (Fwd)
11.44
EPS (TTM)
$6.97
EPS (Fwd)
$14.12
ROE
8.8%
ROA
5.8%
Cash
$5.1M
Total Debt
$661.2M
Free CF
—
52W Change
4.5%
Annual Financials
Cash vs Debt
World Acceptance Corporation carries $661.2M in total debt against $5.1M in cash reserves — debt is roughly 129.5x the cash position. Managing this leverage effectively will be important for long-term financial stability. ROE of 8.8% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. An ROA of 5.8% suggests reasonable efficiency in deploying the company's asset base. Revenue has been relatively flat, moving from $551.8M (2022) to $522.1M (2025).
Debt significantly exceeds cash reserves, which means the company's financial flexibility could be constrained during economic downturns. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence World Acceptance Corporation's trajectory.