XChange TEC.INC
XHGFinancial ServicesNASDAQInsurance Brokers · Last scanned Sep 1, 2026
Scan Results
Daily timeframe2 of 4 indicators bearish as of Aug 31CONFIRMED
Multi-indicator alignment: When 2+ indicators show the same condition on the same day, Scanance highlights it. This is not a recommendation. It means the technical indicators are aligned.
Headquartered within the financial services sector, XChange TEC.INC focuses on Insurance Brokers services and products. XChange TEC.INC, together with its subsidiaries, engages in the insurance agency and insurance technology businesses primarily to individual end consumers in the People's Republic of China and Hong. With a market capitalization of $179.9M, it sits in micro-cap territory. The company offers various insurance products underwritten by insurance companies, including industry state-owned property and casualty insurance companies, as well as certain regional property and casualty insurance companies.
Market Cap
$179.9M
Beta
-0.77
P/E (TTM)
—
P/E (Fwd)
—
EPS (TTM)
$0.00
EPS (Fwd)
—
ROE
—
ROA
-20.1%
Cash
$6.8M
Total Debt
$35.6M
Free CF
-$408.3M
52W Change
201.8%
Annual Financials
Cash vs Debt
Where XHG stands vs its 150-day and 200-day moving averages
As of the September 1, 2026 close, XHG finished 188.43% above its 150-day moving average ($1.21) and 206.14% above its 200-day moving average ($1.14). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is XHG overbought or oversold?
At the September 1, 2026 close, XHG's RSI(14) was 72.6, in overbought territory (above 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, XHG has $6.8M in cash with $35.6M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Free cash flow is running at -$408.3M, which bears watching. Negative free cash flow can be acceptable during heavy investment periods but needs to improve over time.
XHG's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. Debt significantly exceeds cash reserves, which means the company's financial flexibility could be constrained during economic downturns. The company is burning cash at the operating level, which is not unusual for growth-phase companies but adds risk if it persists. No single metric tells the full story. Reviewing XHG's risk profile alongside its fundamentals and technical indicators provides a more complete picture.