American Integrity Insurance Group, Inc.
AIIFinancial ServicesNASDAQInsurance - Property & Casualty · Last scanned Jul 18, 2026
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Daily timeframeAmerican Integrity Insurance Group, Inc., together with its subsidiaries, operates as an insurance company in the United States. With a market capitalization of $365.6M, it sits in small-cap territory. The company offers personal residential property insurance for single-family homeowners and condominium owners, as well as coverage for vacant dwellings and investment properties.
Market Cap
$365.6M
Beta
—
P/E (TTM)
3.87
P/E (Fwd)
6.20
EPS (TTM)
$4.82
EPS (Fwd)
$3.01
ROE
31.2%
ROA
5.4%
Cash
$173.7M
Total Debt
$33.2M
Free CF
$196.1M
52W Change
5.7%
Annual Financials
Cash vs Debt
The balance sheet looks solid with $173.7M in cash comfortably exceeding the $33.2M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. Free cash flow comes in at $196.1M, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. ROE of 31.2% points to exceptionally high capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. An ROA of 5.4% suggests reasonable efficiency in deploying the company's asset base. Revenue has grown from $200.9M (2023) to $276.5M (2025), reflecting a 38% increase over the period.
The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for American Integrity Insurance Group, Inc. and its sector.