American Integrity Insurance Group, Inc.
AIIFinancial ServicesNASDAQInsurance - Property & Casualty · Last scanned Jun 3, 2026
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Daily timeframeHeadquartered within the financial services sector, American Integrity Insurance Group, Inc. focuses on Insurance - Property & Casualty services and products. American Integrity Insurance Group, Inc., together with its subsidiaries, operates as an insurance company in the United States. The $328.3M market capitalization puts AII squarely in small-cap range for its industry. The company offers personal residential property insurance for single-family homeowners and condominium owners, as well as coverage for vacant dwellings and investment properties.
Market Cap
$328.3M
Beta
—
P/E (TTM)
3.46
P/E (Fwd)
5.57
EPS (TTM)
$4.84
EPS (Fwd)
$3.01
ROE
31.2%
ROA
5.4%
Cash
$173.7M
Total Debt
$33.2M
Free CF
$196.1M
52W Change
1.6%
Annual Financials
Cash vs Debt
With $173.7M in cash and $33.2M in debt, AII maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. Annual free cash flow of $196.1M supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. Return on equity stands at 31.2%, which is exceptionally high for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. An ROA of 5.4% suggests reasonable efficiency in deploying the company's asset base. Revenue has grown from $200.9M (2023) to $276.5M (2025), reflecting a 38% increase over the period.
The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence American Integrity Insurance Group, Inc.'s trajectory.