Alerus Financial Corporation
ALRSFinancial ServicesNASDAQBanks - Regional · Last scanned Oct 23, 2026
Scan Results
Daily timeframeAlerus Financial Corporation operates as the bank holding company for Alerus Financial, National Association that provides various financial services to businesses and consumers in the United States. With a market capitalization of $802.2M, it sits in small-cap territory. The company operates in three segments: Banking, Retirement and Benefit Services, and Wealth.
Market Cap
$802.2M
Beta
0.70
P/E (TTM)
28.99
P/E (Fwd)
11.45
EPS (TTM)
$1.11
EPS (Fwd)
$2.81
ROE
5.0%
ROA
0.5%
Cash
$118.0M
Total Debt
$454.1M
Free CF
—
52W Change
52.1%
Annual Financials
Cash vs Debt
Where ALRS stands vs its 150-day and 200-day moving averages
As of the October 13, 2026 close, ALRS finished 6.26% above its 150-day moving average ($29.23) and 11.61% above its 200-day moving average ($27.83). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is ALRS overbought or oversold?
At the October 13, 2026 close, ALRS's RSI(14) was 39.4, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Alerus Financial Corporation carries $454.1M in total debt against $118.0M in cash reserves — debt is roughly 3.8x the cash position. Managing this leverage effectively will be important for long-term financial stability. Return on equity stands at 5.0%, which is modest for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 0.5% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $208.7M (2022) to $220.7M (2025).
Investors considering Alerus Financial Corporation should weigh the typical risks associated with ALRS's sector, size, and financial profile against their own risk tolerance and investment objectives. No single metric tells the full story. Reviewing ALRS's risk profile alongside its fundamentals and technical indicators provides a more complete picture.