Alerus Financial Corporation
ALRSFinancial ServicesNASDAQBanks - Regional · Last scanned May 28, 2026
Scan Results
Daily timeframe1 of 4 indicators bearish as of May 27
Headquartered within the financial services sector, Alerus Financial Corporation focuses on Banks - Regional services and products. Alerus Financial Corporation operates as the bank holding company for Alerus Financial, National Association that provides various financial services to businesses and consumers in the United States. Valued at $721.4M, ALRS is a small-cap name in its sector. The company operates in three segments: Banking, Retirement and Benefit Services, and Wealth.
Market Cap
$721.4M
Beta
0.69
P/E (TTM)
27.34
P/E (Fwd)
10.67
EPS (TTM)
$1.05
EPS (Fwd)
$2.69
ROE
5.0%
ROA
0.5%
Cash
$139.6M
Total Debt
$310.3M
Free CF
—
52W Change
36.2%
Annual Financials
Cash vs Debt
The company holds $139.6M in cash, though total debt stands at $310.3M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. ROE of 5.0% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.5% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $208.7M (2022) to $220.7M (2025).
ALRS's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Alerus Financial Corporation and its sector.