Alerus Financial Corporation
ALRSFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframeAlerus Financial Corporation operates as the bank holding company for Alerus Financial, National Association that provides various financial services to businesses and consumers in the United States. The $842.3M market capitalization puts ALRS squarely in small-cap range for its industry. The company operates in three segments: Banking, Retirement and Benefit Services, and Wealth.
Market Cap
$842.3M
Beta
0.68
P/E (TTM)
31.00
P/E (Fwd)
11.98
EPS (TTM)
$1.09
EPS (Fwd)
$2.82
ROE
5.0%
ROA
0.5%
Cash
$118.0M
Total Debt
$454.1M
Free CF
—
52W Change
47.4%
Annual Financials
Cash vs Debt
Where ALRS stands vs its 150-day and 200-day moving averages
As of the September 2, 2026 close, ALRS finished 16.80% above its 150-day moving average ($27.92) and 23.10% above its 200-day moving average ($26.49). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is ALRS overbought or oversold?
At the September 2, 2026 close, ALRS's RSI(14) was 28.6, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, ALRS has $118.0M in cash with $454.1M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Return on equity stands at 5.0%, which is modest for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 0.5% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $208.7M (2022) to $220.7M (2025).
With a beta below 0.7, Alerus Financial Corporation typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. No single metric tells the full story. Reviewing ALRS's risk profile alongside its fundamentals and technical indicators provides a more complete picture.