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AMERISAFE, Inc.

AMSFFinancial ServicesNASDAQ

Insurance - Specialty

PriceMA150MA200
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Financials · Annual
Revenue
$317.3M
+2.6% YoY
Net Income
$47.1M
-15.0% YoY
Free Cash Flow
$22.5M

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About AMERISAFE, Inc.

Part of the financial services sector, AMERISAFE, Inc. (AMSF) is listed under Insurance - Specialty. At a $573.3M market cap, AMERISAFE, Inc. ranks as a small-cap company within financial services. The company provides benefits to injured employees for temporary or permanent disability, death, and medical and hospital expenses.

Key stats
Market Cap$573.3M
P/E (TTM)12.61
Fwd P/E14.71
EPS$2.43
Beta0.27
52W Change-35.6%
Dividend Yield5.35%
ROE18.3%
Analysis

AMERISAFE, Inc. reports $63.0M in cash and $0 in total debt. Annual free cash flow of $22.5M supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. ROE of 18.3% points to strong capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 3.2% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $316.0M (2021) to $317.3M (2025).

The relatively low beta of 0.27 suggests AMSF is a less volatile holding compared to the broader index. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence AMERISAFE, Inc.'s trajectory.

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