Ames National Corporation
ATLOFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframeHeadquartered within the financial services sector, Ames National Corporation focuses on Banks - Regional services and products. Ames National Corporation operates as a multi-bank holding company that provides banking products and services primarily in Boone, Clarke, Hancock, Marshall, Polk, Story, Taylor, and Union Counties. At a $298.5M market cap, Ames National Corporation ranks as a micro-cap company within financial services. It accepts various deposit products, including checking and savings accounts; and time deposits, such as money market accounts and certificates of deposit.
Market Cap
$298.5M
Beta
0.30
P/E (TTM)
11.74
P/E (Fwd)
11.39
EPS (TTM)
$2.87
EPS (Fwd)
$2.96
ROE
12.5%
ROA
1.2%
Cash
$79.4M
Total Debt
$34.8M
Free CF
—
52W Change
60.1%
Annual Financials
Cash vs Debt
Where ATLO stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, ATLO finished 8.68% above its 150-day moving average ($29.73) and 12.81% above its 200-day moving average ($28.64). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is ATLO overbought or oversold?
At the October 20, 2026 close, ATLO's RSI(14) was 58.5, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Ames National Corporation holds $79.4M in cash against $34.8M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. ROE of 12.5% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.2% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $62.9M (2022) to $66.8M (2025).
ATLO's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Ames National Corporation's trajectory.