Avidbank Holdings, Inc.
AVBHFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframeAvidbank Holdings, Inc. operates as a bank holding company for Avidbank that provides financial solutions and services. The $353.1M market capitalization puts AVBH squarely in small-cap range for its industry. It offers business and personal deposit products, such as checking, money market, and savings accounts; and certificates of deposit.
Market Cap
$353.1M
Beta
0.33
P/E (TTM)
—
P/E (Fwd)
8.47
EPS (TTM)
$-2.13
EPS (Fwd)
$3.81
ROE
-6.6%
ROA
-0.7%
Cash
$11.5M
Total Debt
$82.7M
Free CF
—
52W Change
42.5%
Annual Financials
Cash vs Debt
The company holds $11.5M in cash, though total debt stands at $82.7M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Return on equity stands at -6.6%, which is negative for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. Revenue has pulled back from $81.2M (2024) to $30.9M (2025), a 62% decline worth watching.
With a beta below 0.7, Avidbank Holdings, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. Avidbank Holdings, Inc. carries a heavier debt load relative to its cash position, which introduces financial risk that investors should weigh. No single metric tells the full story. Reviewing AVBH's risk profile alongside its fundamentals and technical indicators provides a more complete picture.