Avidbank Holdings, Inc.
AVBHFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframePart of the financial services sector, Avidbank Holdings, Inc. (AVBH) is listed under Banks - Regional. The company carries a $337.2M market cap, placing it firmly in the small-cap category. It offers business and personal deposit products, such as checking, money market, and savings accounts; and certificates of deposit.
Market Cap
$337.2M
Beta
0.34
P/E (TTM)
—
P/E (Fwd)
8.11
EPS (TTM)
$-2.13
EPS (Fwd)
$3.79
ROE
-6.6%
ROA
-0.7%
Cash
$11.5M
Total Debt
$82.7M
Free CF
—
52W Change
55.1%
Annual Financials
Cash vs Debt
On the balance sheet, AVBH has $11.5M in cash with $82.7M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. ROE of -6.6% points to negative capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. Revenue has pulled back from $81.2M (2024) to $30.9M (2025), a 62% decline worth watching.
The relatively low beta of 0.34 suggests AVBH is a less volatile holding compared to the broader index. The debt-to-cash ratio suggests meaningful leverage on the balance sheet, a factor worth monitoring if credit conditions tighten. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Avidbank Holdings, Inc.'s trajectory.