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Beacon Financial Corporation

BBTFinancial ServicesNASDAQ

Banks - Regional

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Financials · Annual
Revenue
$553.0M
+55.5% YoY
Net Income
$90.3M
+31.4% YoY

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About Beacon Financial Corporation

Beacon Financial Corporation operates as the bank holding company for Beacon Bank & Trust that provides various banking services in the United States and internationally. At a $2.44B market cap, Beacon Financial Corporation ranks as a mid-cap company within financial services. The company accepts commercial, municipal, and retail deposits.

Key stats
Market Cap$2.44B
P/E (TTM)26.92
Fwd P/E8.49
EPS$1.08
52W Change+17.4%
Dividend Yield4.43%
ROE6.3%
Analysis

Beacon Financial Corporation carries $1.28B in total debt against $1.21B in cash reserves — debt is modestly above the cash position. Managing this leverage effectively will be important for long-term financial stability. Return on equity stands at 6.3%, which is modest for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 0.7% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $328.0M (2022) to $553.0M (2025), reflecting a 69% increase over the period.

As with any equity investment, BBT carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Beacon Financial Corporation's trajectory.

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