BayCom Corp
BCMLFinancial ServicesNASDAQBanks - Regional
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Daily timeframeBayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company carries a $336.3M market cap, placing it firmly in the small-cap category. The company provides demand, savings, money market, and time deposit accounts.
Market Cap
$336.3M
Beta
0.29
P/E (TTM)
25.67
P/E (Fwd)
12.89
EPS (TTM)
$1.20
EPS (Fwd)
$2.39
ROE
3.9%
ROA
0.5%
Cash
$177.4M
Total Debt
$46.6M
Free CF
—
52W Change
3.5%
Annual Financials
Cash vs Debt
Where BCML stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, BCML finished 0.03% above its 150-day moving average ($30.40) and 1.27% above its 200-day moving average ($30.03). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is BCML overbought or oversold?
At the September 3, 2026 close, BCML's RSI(14) was 42.1, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
BayCom Corp holds $177.4M in cash against $46.6M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. ROE of 3.9% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.5% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $100.9M (2022) to $101.4M (2025).
With a beta below 0.7, BayCom Corp typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence BayCom Corp's trajectory.