BayCom Corp
BCMLFinancial ServicesNASDAQBanks - Regional · Last scanned Oct 26, 2026
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Daily timeframeHeadquartered within the financial services sector, BayCom Corp focuses on Banks - Regional services and products. BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company carries a $332.5M market cap, placing it firmly in the small-cap category. The company provides demand, savings, money market, and time deposit accounts.
Market Cap
$332.5M
Beta
0.33
P/E (TTM)
35.82
P/E (Fwd)
12.58
EPS (TTM)
$0.85
EPS (Fwd)
$2.42
ROE
2.8%
ROA
0.4%
Cash
$218.5M
Total Debt
$20.8M
Free CF
—
52W Change
11.3%
Annual Financials
Cash vs Debt
Where BCML stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, BCML finished 1.97% above its 150-day moving average ($30.42) and 3.47% above its 200-day moving average ($29.98). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is BCML overbought or oversold?
At the October 20, 2026 close, BCML's RSI(14) was 53.8, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $218.5M in cash comfortably exceeding the $20.8M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. ROE of 2.8% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.4% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $100.9M (2022) to $101.4M (2025).
The relatively low beta of 0.33 suggests BCML is a less volatile holding compared to the broader index. The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for BayCom Corp and its sector.