Business First Bancshares, Inc.
BFSTFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframeBusiness First Bancshares, Inc. operates as the bank holding company for b1BANK that provides various banking products and services in Louisiana and Texas. With a market capitalization of $922.8M, it sits in small-cap territory. It offers various deposit products and services, including checking and savings, time, and money market accounts; and certificates of deposits, remote deposit capture, and direct deposit services.
Market Cap
$922.8M
Beta
0.78
P/E (TTM)
10.01
P/E (Fwd)
8.68
EPS (TTM)
$2.82
EPS (Fwd)
$3.25
ROE
10.0%
ROA
1.1%
Cash
$708.8M
Total Debt
$410.0M
Free CF
—
52W Change
18.7%
Annual Financials
Cash vs Debt
The balance sheet looks solid with $708.8M in cash comfortably exceeding the $410.0M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. ROE of 10.0% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.1% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $227.5M (2022) to $319.8M (2025), reflecting a 41% increase over the period.
Investors considering Business First Bancshares, Inc. should weigh the typical risks associated with BFST's sector, size, and financial profile against their own risk tolerance and investment objectives. No single metric tells the full story. Reviewing BFST's risk profile alongside its fundamentals and technical indicators provides a more complete picture.