Scan Results
Daily timeframeBank of Marin Bancorp operates as the holding company for Bank of Marin that provides a range of financial services to small to medium-sized businesses, not-for-profit organizations, and commercial. With a market capitalization of $418.3M, it sits in small-cap territory. The company offers personal and business checking and savings accounts; and individual retirement, health savings, and demand deposit marketplace accounts, as well as time certificates of deposit, certificate of deposit account registry, and insured cash sweep services.
Market Cap
$418.3M
Beta
0.81
P/E (TTM)
—
P/E (Fwd)
10.79
EPS (TTM)
$-2.02
EPS (Fwd)
$2.40
ROE
-7.7%
ROA
-0.8%
Cash
$236.8M
Total Debt
$69.1M
Free CF
—
52W Change
20.9%
Annual Financials
Cash vs Debt
The balance sheet looks solid with $236.8M in cash comfortably exceeding the $69.1M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. Return on equity stands at -7.7%, which is negative for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. Revenue has pulled back from $138.1M (2022) to $28.9M (2025), a 79% decline worth watching.
The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Bank of Marin Bancorp's trajectory.