Sierra Bancorp
BSRRFinancial ServicesNASDAQBanks - Regional · Last scanned May 30, 2026
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Daily timeframeSierra Bancorp operates as the bank holding company for Bank of the Sierra that provides retail and commercial banking products and services to individuals and businesses in California. Valued at $496.7M, BSRR is a small-cap name in its sector. It accepts various deposit products, such as checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts.
Market Cap
$496.7M
Beta
0.76
P/E (TTM)
11.11
P/E (Fwd)
9.79
EPS (TTM)
$3.42
EPS (Fwd)
$3.88
ROE
12.8%
ROA
1.2%
Cash
$156.4M
Total Debt
$398.4M
Free CF
—
52W Change
39.8%
Annual Financials
Cash vs Debt
On the balance sheet, BSRR has $156.4M in cash with $398.4M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Return on equity stands at 12.8%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.2% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $130.3M to $146.5M.
Investors considering Sierra Bancorp should weigh the typical risks associated with BSRR's sector, size, and financial profile against their own risk tolerance and investment objectives. No single metric tells the full story. Reviewing BSRR's risk profile alongside its fundamentals and technical indicators provides a more complete picture.