Bridgewater Bancshares, Inc.
BWBFinancial ServicesNASDAQBanks - Regional · Last scanned Jul 18, 2026
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Daily timeframeHeadquartered within the financial services sector, Bridgewater Bancshares, Inc. focuses on Banks - Regional services and products. Bridgewater Bancshares, Inc. operates as the bank holding company for Bridgewater Bank that provides banking products and services in the United States. The $615.1M market capitalization puts BWB squarely in small-cap range for its industry. The company provides commercial loans, including loans secured by nonfarm, nonresidential properties, multifamily residential properties, and nonowner occupied single family residential properties; construction, land development, and commercial and industrial loans; commercial real estate loans, such as owner and nonowner occupied properties; single family residential construction, land development, finished lots and raw land, and commercial and multifamily construction loans, as well as paycheck protection program loans.
Market Cap
$615.1M
Beta
0.57
P/E (TTM)
12.75
P/E (Fwd)
10.19
EPS (TTM)
$1.73
EPS (Fwd)
$2.17
ROE
10.8%
ROA
1.0%
Cash
$245.8M
Total Debt
$454.3M
Free CF
—
52W Change
36.2%
Annual Financials
Cash vs Debt
The company holds $245.8M in cash, though total debt stands at $454.3M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. ROE of 10.8% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.0% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $135.3M (2022) to $142.0M (2025).
With a beta below 0.7, Bridgewater Bancshares, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing BWB.