Bridgewater Bancshares, Inc.
BWBFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframeBridgewater Bancshares, Inc. operates as the bank holding company for Bridgewater Bank that provides banking products and services in the United States. With a market capitalization of $529.2M, it sits in small-cap territory. The company provides commercial loans, including loans secured by nonfarm, nonresidential properties, multifamily residential properties, and nonowner occupied single family residential properties; construction, land development, and commercial and industrial loans; commercial real estate loans, such as owner and nonowner occupied properties; single family residential construction, land development, finished lots and raw land, and commercial and multifamily construction loans, as well as paycheck protection program loans.
Market Cap
$529.2M
Beta
0.58
P/E (TTM)
10.78
P/E (Fwd)
8.72
EPS (TTM)
$1.76
EPS (Fwd)
$2.18
ROE
10.8%
ROA
1.0%
Cash
$245.8M
Total Debt
$454.3M
Free CF
—
52W Change
29.6%
Annual Financials
Cash vs Debt
Bridgewater Bancshares, Inc. carries $454.3M in total debt against $245.8M in cash reserves — debt is roughly 1.8x the cash position. Managing this leverage effectively will be important for long-term financial stability. Return on equity stands at 10.8%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.0% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $135.3M (2022) to $142.0M (2025).
With a beta below 0.7, Bridgewater Bancshares, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Bridgewater Bancshares, Inc.'s trajectory.