The Baldwin Insurance Group, Inc.
BWINFinancial ServicesNASDAQInsurance Brokers
Scan Results
Daily timeframeThe Baldwin Insurance Group, Inc. The $2.88B market capitalization puts BWIN squarely in mid-cap range for its industry. operates as an independent insurance distribution firm that delivers insurance and risk management solutions in the United States.
Market Cap
$2.88B
Beta
1.03
P/E (TTM)
—
P/E (Fwd)
11.98
EPS (TTM)
$-1.05
EPS (Fwd)
$2.48
ROE
-10.7%
ROA
-0.9%
Cash
$184.5M
Total Debt
$2.57B
Free CF
$254.5M
52W Change
1.7%
Annual Financials
Cash vs Debt
Where BWIN stands vs its 150-day and 200-day moving averages
As of the August 28, 2026 close, BWIN finished 30.45% above its 150-day moving average ($23.12) and 27.04% above its 200-day moving average ($23.74). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is BWIN overbought or oversold?
At the August 28, 2026 close, BWIN's RSI(14) was 53.7, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $184.5M in cash, though total debt stands at $2.57B. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Free cash flow comes in at $254.5M, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. Return on equity stands at -10.7%, which is negative for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. Revenue has grown from $969.5M (2022) to $1.49B (2025), reflecting a 54% increase over the period.
Debt significantly exceeds cash reserves, which means the company's financial flexibility could be constrained during economic downturns. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing BWIN.