Byline Bancorp, Inc.
BYFinancial ServicesNASDAQBanks - Regional
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Daily timeframePart of the financial services sector, Byline Bancorp, Inc. (BY) is listed under Banks - Regional. At a $1.73B market cap, Byline Bancorp, Inc. ranks as a small-cap company within financial services. It offers various retail deposit products, including non-interest-bearing accounts, money market demand accounts, savings accounts, interest-bearing checking accounts, and time deposits; ATM and debit cards; and online, mobile, and text banking services, as well as commercial deposits.
Market Cap
$1.73B
Beta
0.72
P/E (TTM)
12.36
P/E (Fwd)
11.24
EPS (TTM)
$3.08
EPS (Fwd)
$3.38
ROE
11.6%
ROA
1.4%
Cash
$222.6M
Total Debt
$671.2M
Free CF
—
52W Change
37.3%
Annual Financials
Cash vs Debt
The company holds $222.6M in cash, though total debt stands at $671.2M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. ROE of 11.6% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.4% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $320.2M (2022) to $441.5M (2025), reflecting a 38% increase over the period.
As with any equity investment, BY carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Byline Bancorp, Inc.'s trajectory.