Byline Bancorp, Inc.
BYFinancial ServicesNASDAQBanks - Regional
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Daily timeframeHeadquartered within the financial services sector, Byline Bancorp, Inc. focuses on Banks - Regional services and products. Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and. The company carries a $1.74B market cap, placing it firmly in the small-cap category. It offers various retail deposit products, including non-interest-bearing accounts, money market demand accounts, savings accounts, interest-bearing checking accounts, and time deposits; ATM and debit cards; and online, mobile, and text banking services, as well as commercial deposits.
Market Cap
$1.74B
Beta
0.72
P/E (TTM)
11.57
P/E (Fwd)
10.72
EPS (TTM)
$3.32
EPS (Fwd)
$3.58
ROE
12.0%
ROA
1.5%
Cash
$216.2M
Total Debt
$627.1M
Free CF
—
52W Change
36.4%
Annual Financials
Cash vs Debt
Where BY stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, BY finished 4.30% above its 150-day moving average ($35.55) and 7.57% above its 200-day moving average ($34.47). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is BY overbought or oversold?
At the October 20, 2026 close, BY's RSI(14) was 52.0, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Byline Bancorp, Inc. carries $627.1M in total debt against $216.2M in cash reserves — debt is roughly 2.9x the cash position. Managing this leverage effectively will be important for long-term financial stability. Return on equity stands at 12.0%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.5% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $320.2M (2022) to $441.5M (2025), reflecting a 38% increase over the period.
As with any equity investment, BY carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing BY.