Carter Bankshares, Inc.
CAREFinancial ServicesNASDAQBanks - Regional
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Daily timeframeHeadquartered within the financial services sector, Carter Bankshares, Inc. focuses on Banks - Regional services and products. Carter Bankshares, Inc. operates as the bank holding company for Carter Bank & Trust that provides various retail and commercial banking products and insurance services in the United States. With a market capitalization of $708.1M, it sits in small-cap territory. It offers various deposit products, including checking, savings, retirement, and money market accounts, as well as certificates of deposit.
Market Cap
$708.1M
Beta
0.59
P/E (TTM)
5.30
P/E (Fwd)
11.76
EPS (TTM)
$5.77
EPS (Fwd)
$2.60
ROE
27.2%
ROA
2.7%
Cash
$219.5M
Total Debt
$11.4M
Free CF
—
52W Change
65.6%
Annual Financials
Cash vs Debt
Where CARE stands vs its 150-day and 200-day moving averages
As of the October 7, 2026 close, CARE finished 7.25% above its 150-day moving average ($28.40) and 15.16% above its 200-day moving average ($26.45). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is CARE overbought or oversold?
At the October 7, 2026 close, CARE's RSI(14) was 48.6, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $219.5M in cash comfortably exceeding the $11.4M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. Return on equity stands at 27.2%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 2.7% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $158.9M (2022) to $149.0M (2025).
The relatively low beta of 0.59 suggests CARE is a less volatile holding compared to the broader index. The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing CARE.