Carter Bankshares, Inc.
CAREFinancial ServicesNASDAQBanks - Regional · Last scanned Sep 8, 2026
Scan Results
Daily timeframeCarter Bankshares, Inc. operates as the bank holding company for Carter Bank & Trust that provides various retail and commercial banking products and insurance services in the United States. The company carries a $740.8M market cap, placing it firmly in the small-cap category. It offers various deposit products, including checking, savings, retirement, and money market accounts, as well as certificates of deposit.
Market Cap
$740.8M
Beta
0.50
P/E (TTM)
5.51
P/E (Fwd)
12.30
EPS (TTM)
$5.80
EPS (Fwd)
$2.60
ROE
27.2%
ROA
2.7%
Cash
$219.5M
Total Debt
$11.4M
Free CF
—
52W Change
61.0%
Annual Financials
Cash vs Debt
Where CARE stands vs its 150-day and 200-day moving averages
As of the August 26, 2026 close, CARE finished 18.40% above its 150-day moving average ($26.52) and 27.54% above its 200-day moving average ($24.62). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is CARE overbought or oversold?
At the August 26, 2026 close, CARE's RSI(14) was 24.2, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $219.5M in cash comfortably exceeding the $11.4M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. ROE of 27.2% points to strong capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 2.7% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $158.9M (2022) to $149.0M (2025).
With a beta below 0.7, Carter Bankshares, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. With cash comfortably exceeding debt, CARE has financial flexibility that may help navigate uncertain periods. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing CARE.