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Pathward Financial, Inc.

CASHFinancial ServicesNASDAQ

Banks - Regional · Last scanned Jun 3, 2026

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Financials · Annual
Revenue
$673.6M
+4.0% YoY
Net Income
$185.9M
+1.4% YoY

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About Pathward Financial, Inc.

Pathward Financial, Inc. operates as the bank holding company for Pathward, National Association that provides various banking products and services in the United States. The $1.72B market capitalization puts CASH squarely in small-cap range for its industry. It operates through three segments: Consumer, Commercial, and Corporate Services/Other.

Key stats
Market Cap$1.72B
P/E (TTM)9.68
Fwd P/E8.42
EPS$8.41
Beta0.64
52W Change+6.6%
Dividend Yield0.25%
ROE22.8%
Analysis

With $157.6M in cash and $82.7M in debt, CASH maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. Return on equity stands at 22.8%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 2.7% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $518.5M (2022) to $673.6M (2025), reflecting a 30% increase over the period.

With a beta below 0.7, Pathward Financial, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing CASH.

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