Colony Bankcorp, Inc.
CBANFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframeHeadquartered within the financial services sector, Colony Bankcorp, Inc. focuses on Banks - Regional services and products. Colony Bankcorp, Inc. operates as the bank holding company for Colony Bank that provides various banking products and services to retail and commercial customers in the United States. At a $419.0M market cap, Colony Bankcorp, Inc. ranks as a small-cap company within financial services. It operates through Bank, Mortgage Banking, and Small Business Specialty Lending Division segments.
Market Cap
$419.0M
Beta
0.55
P/E (TTM)
12.38
P/E (Fwd)
9.32
EPS (TTM)
$1.60
EPS (Fwd)
$2.13
ROE
8.9%
ROA
0.9%
Cash
$295.8M
Total Debt
$258.3M
Free CF
—
52W Change
32.3%
Annual Financials
Cash vs Debt
With $295.8M in cash and $258.3M in debt, CBAN maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. ROE of 8.9% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.9% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $115.7M to $132.2M.
CBAN's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Colony Bankcorp, Inc.'s trajectory.