Colony Bankcorp, Inc.
CBANFinancial ServicesNASDAQBanks - Regional · Last scanned Jul 18, 2026
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Daily timeframeColony Bankcorp, Inc. operates as the bank holding company for Colony Bank that provides various banking products and services to retail and commercial customers in the United States. The $443.9M market capitalization puts CBAN squarely in small-cap range for its industry. It operates through Bank, Mortgage Banking, and Small Business Specialty Lending Division segments.
Market Cap
$443.9M
Beta
0.55
P/E (TTM)
13.36
P/E (Fwd)
8.87
EPS (TTM)
$1.57
EPS (Fwd)
$2.37
ROE
8.9%
ROA
0.9%
Cash
$295.8M
Total Debt
$258.3M
Free CF
—
52W Change
19.8%
Annual Financials
Cash vs Debt
With $295.8M in cash and $258.3M in debt, CBAN maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. ROE of 8.9% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.9% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $115.7M to $132.2M.
CBAN's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Colony Bankcorp, Inc.'s trajectory.