Capital Bancorp, Inc.
CBNKFinancial ServicesNASDAQBanks - Regional
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Daily timeframeCapital Bancorp, Inc. operates as the bank holding company for Capital Bank, N.A., provides various banking products and services to businesses, not-for-profit associations, and entrepreneurs in the United States. At a $602.4M market cap, Capital Bancorp, Inc. ranks as a small-cap company within financial services. It operates through four divisions: Commercial Banking, Capital Bank Home Loans, OpenSky, Windsor Advantage.
Market Cap
$602.4M
Beta
0.51
P/E (TTM)
10.84
P/E (Fwd)
9.73
EPS (TTM)
$3.41
EPS (Fwd)
$3.80
ROE
14.1%
ROA
1.6%
Cash
$424.7M
Total Debt
$59.9M
Free CF
—
52W Change
9.9%
Annual Financials
Cash vs Debt
Where CBNK stands vs its 150-day and 200-day moving averages
As of the September 2, 2026 close, CBNK finished 10.14% above its 150-day moving average ($32.64) and 13.87% above its 200-day moving average ($31.57). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is CBNK overbought or oversold?
At the September 2, 2026 close, CBNK's RSI(14) was 20.3, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $424.7M in cash comfortably exceeding the $59.9M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. Return on equity stands at 14.1%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.6% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $168.3M (2022) to $241.2M (2025), reflecting a 43% increase over the period.
With a beta below 0.7, Capital Bancorp, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. No single metric tells the full story. Reviewing CBNK's risk profile alongside its fundamentals and technical indicators provides a more complete picture.