Community Financial System, Inc.
CBUFinancial ServicesNASDAQBanks - Regional · Last scanned May 29, 2026
Scan Results
Daily timeframe1 of 4 indicators bullish as of May 28
Community Financial System, Inc. operates in the Banks - Regional space. Community Financial System, Inc. The $3.38B market capitalization puts CBU squarely in mid-cap range for its industry. operates as the bank holding company for Community Bank, N.A.
Market Cap
$3.38B
Beta
0.80
P/E (TTM)
15.57
P/E (Fwd)
11.94
EPS (TTM)
$4.12
EPS (Fwd)
$5.38
ROE
11.3%
ROA
1.3%
Cash
$577.4M
Total Debt
$654.0M
Free CF
—
52W Change
14.3%
Annual Financials
Cash vs Debt
The company holds $577.4M in cash, though total debt stands at $654.0M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. ROE of 11.3% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.3% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $679.4M (2022) to $818.3M (2025), reflecting a 20% increase over the period.
Investors considering Community Financial System, Inc. should weigh the typical risks associated with CBU's sector, size, and financial profile against their own risk tolerance and investment objectives. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing CBU.