C&F Financial Corporation
CFFIFinancial ServicesNASDAQBanks - Regional · Last scanned Sep 8, 2026
Scan Results
Daily timeframeC&F Financial Corporation operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. The $308.6M market capitalization puts CFFI squarely in small-cap range for its industry. It operates through three segments: Community Banking, Mortgage Banking, and Consumer Finance.
Market Cap
$308.6M
Beta
0.35
P/E (TTM)
10.54
P/E (Fwd)
—
EPS (TTM)
$9.00
EPS (Fwd)
—
ROE
11.3%
ROA
1.1%
Cash
$66.2M
Total Debt
$120.6M
Free CF
—
52W Change
33.1%
Annual Financials
Cash vs Debt
Where CFFI stands vs its 150-day and 200-day moving averages
As of the August 31, 2026 close, CFFI finished 18.94% above its 150-day moving average ($77.14) and 21.86% above its 200-day moving average ($75.29). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is CFFI overbought or oversold?
At the August 31, 2026 close, CFFI's RSI(14) was 64.5, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, CFFI has $66.2M in cash with $120.6M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Return on equity stands at 11.3%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.1% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $131.6M (2021) to $123.3M (2023).
With a beta below 0.7, C&F Financial Corporation typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence C&F Financial Corporation's trajectory.