C&F Financial Corporation
CFFIFinancial ServicesNASDAQBanks - Regional · Last scanned Oct 26, 2026
Scan Results
Daily timeframeC&F Financial Corporation operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. At a $349.0M market cap, C&F Financial Corporation ranks as a small-cap company within financial services. It operates through three segments: Community Banking, Mortgage Banking, and Consumer Finance.
Market Cap
$349.0M
Beta
0.34
P/E (TTM)
11.98
P/E (Fwd)
10.74
EPS (TTM)
$8.96
EPS (Fwd)
$9.99
ROE
11.3%
ROA
1.1%
Cash
$66.2M
Total Debt
$120.6M
Free CF
—
52W Change
56.7%
Annual Financials
Cash vs Debt
Where CFFI stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, CFFI finished 23.49% above its 150-day moving average ($82.03) and 27.18% above its 200-day moving average ($79.65). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is CFFI overbought or oversold?
At the October 20, 2026 close, CFFI's RSI(14) was 56.8, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $66.2M in cash, though total debt stands at $120.6M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Return on equity stands at 11.3%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.1% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $115.6M to $137.0M.
With a beta below 0.7, C&F Financial Corporation typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence C&F Financial Corporation's trajectory.