Chemung Financial Corporation
CHMGFinancial ServicesNASDAQBanks - Regional
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Daily timeframeChemung Financial Corporation operates as a bank holding company for Chemung Canal Trust Company that provides a range of banking, financing, fiduciary, and other financial services. Valued at $409.1M, CHMG is a small-cap name in its sector. The company provides demand, savings, and time deposits; non-interest and interest-bearing checking accounts; and insured money market deposits.
Market Cap
$409.1M
Beta
0.59
P/E (TTM)
12.19
P/E (Fwd)
10.39
EPS (TTM)
$6.96
EPS (Fwd)
$8.17
ROE
13.3%
ROA
1.2%
Cash
$90.7M
Total Debt
$160.0M
Free CF
—
52W Change
60.0%
Annual Financials
Cash vs Debt
Where CHMG stands vs its 150-day and 200-day moving averages
As of the August 17, 2026 close, CHMG finished 28.38% above its 150-day moving average ($65.37) and 34.83% above its 200-day moving average ($62.24). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is CHMG overbought or oversold?
At the August 17, 2026 close, CHMG's RSI(14) was 70.3, in overbought territory (above 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $90.7M in cash, though total debt stands at $160.0M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. ROE of 13.3% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.2% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $94.6M (2022) to $94.0M (2025).
The relatively low beta of 0.59 suggests CHMG is a less volatile holding compared to the broader index. No single metric tells the full story. Reviewing CHMG's risk profile alongside its fundamentals and technical indicators provides a more complete picture.