Chemung Financial Corporation
CHMGFinancial ServicesNASDAQBanks - Regional · Last scanned Oct 26, 2026
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Daily timeframeHeadquartered within the financial services sector, Chemung Financial Corporation focuses on Banks - Regional services and products. Chemung Financial Corporation operates as a bank holding company for Chemung Canal Trust Company that provides a range of banking, financing, fiduciary, and other financial services. Valued at $411.9M, CHMG is a small-cap name in its sector. The company provides demand, savings, and time deposits; non-interest and interest-bearing checking accounts; and insured money market deposits.
Market Cap
$411.9M
Beta
0.59
P/E (TTM)
12.05
P/E (Fwd)
10.38
EPS (TTM)
$7.09
EPS (Fwd)
$8.23
ROE
14.8%
ROA
1.4%
Cash
$71.8M
Total Debt
$138.1M
Free CF
—
52W Change
65.1%
Annual Financials
Cash vs Debt
Where CHMG stands vs its 150-day and 200-day moving averages
As of the October 15, 2026 close, CHMG finished 9.82% above its 150-day moving average ($72.10) and 16.05% above its 200-day moving average ($68.23). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is CHMG overbought or oversold?
At the October 15, 2026 close, CHMG's RSI(14) was 29.6, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, CHMG has $71.8M in cash with $138.1M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. ROE of 14.8% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.4% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $94.6M (2022) to $94.0M (2025).
With a beta below 0.7, Chemung Financial Corporation typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing CHMG.